wizurd Posted June 1, 2014 Posted June 1, 2014 That meriva was going a reasonable pace looking at the back of that saxo and then the knock on effect. Saxo's are built from tinfoil, so the damage may exaggerate the impact somewhat. Glad you're okay though Paddy. Whilst it's an absolute ballache for you, at least the damage to the Z doesn't appear to be to extensive. True. They've managed to shunt three cars into one another though. Bloody idiotic driver. Quote
rtbiscuit Posted June 1, 2014 Posted June 1, 2014 Having been at the front of a 6 car pile up on the a12. The insurers will fight out amongst themselves for who's to blame, unless all traffic was at a stop, then its an easy blame to pin straight on the back car. As for the lad in the middle, he wasn't at fault and the accident was when he was at a standstill. It will show an accident on his insurance but it won't affect his no claims or make him Uninsurable next renewal. Quote
RDON Posted June 1, 2014 Posted June 1, 2014 aw mate I glad all are ok but im gutted for you! I hope you get it sorted. you need to get all the others involved and even police to prove you were reasonably spaced from each other so it all falls on the idiot that caused it other wise it might go 50/50 on all your insurance companies! Quote
ioneabee Posted June 1, 2014 Posted June 1, 2014 after all that hard work that Ricey put into it 1 Quote
Chris AME Posted June 1, 2014 Posted June 1, 2014 Really sorry to see this, hope you get it sorted without too much hassle and glad to hear nobody was hurt Quote
Mopedmark Posted June 1, 2014 Posted June 1, 2014 Bloody ell mate, not good news hope your ok.New flash bumpers it is then Quote
johnny cobra Posted June 1, 2014 Posted June 1, 2014 Feel for you m8 .... That would really p**s me off ,,,, JC Quote
Ricey Posted June 1, 2014 Posted June 1, 2014 after all that hard work that Ricey put into it Tell you what Paddy I'll do it again for free for you next time your up Chester way 4 Quote
Paddy78 Posted June 1, 2014 Author Posted June 1, 2014 after all that hard work that Ricey put into it Tell you what Paddy I'll do it again for free for you next time your up Chester way Thanks Paul, that's a really kind and generous offer! Thanks for all the comments guys, really didn't need the hassle, but most importantly no one was hurt and the damage to my car hopefully isn't too bad. Quote
evilscorp Posted June 1, 2014 Posted June 1, 2014 gutted for you mate, front bumper was looking nice. But as above its only metal and plastic and can be repaired, might want to take your mods off if they are still in good shape unless the insurers want to keep them (i.e. find your own repair garage.) Quote
Humpy Posted June 1, 2014 Posted June 1, 2014 Just seen this and gutted for you Paddy Your ok and that's the main thing buddy and fingers crossed it can be fixed without costing you. Quote
Paddy78 Posted June 1, 2014 Author Posted June 1, 2014 How does the whole process work? Will the insurance company come out and assess the cost of the damage and then payout? Thankfully, I'm a total crash / insurance noob. Quote
Ricey Posted June 1, 2014 Posted June 1, 2014 If someone admits liability it's nice and quick. If not then you need to go through your own insurer and they will battle it out with the other companies to apportion blame. You'll end up paying your excess which they'll need to claim back so fingers crossed someone just owns up DO NOT use your insurers 3rd party claims company (Albany Assistance are an example of one ......utter shite) Sent from my HTC One mini using Tapatalk Quote
gsexr Posted June 1, 2014 Posted June 1, 2014 (edited) You will have to get a quote and the insurance will probably send an assessor out to see it. Make sure your there and discuss what his opinion is at the time. Then you wont get any surprises. Bear in mind he will price it as per nissan parts and whilst it looks minimal you dont want a surprise write off/cat c coming your way. Remember its your car so tell them what you want and dont be led by them to go to an approved repairer as they will put it to you that it will be easier and quicker but most times the repair is shite as its done down to a price. If you dont know who to use for a repair then play safe and get a quote from nissan yourself. At least that way you have some recourse if the repair is not up to standard unlike an independent who will be watching the pennies more than the rep. Not all independents are like this but you get my drift. Edited June 1, 2014 by gsexr Quote
Wasso Posted June 1, 2014 Posted June 1, 2014 Ahhhh Paddy mate, sorry to see you're having a run of bad luck. Saw the first two pics and thought then the next pic I though oh man that's not fair. Quite easily you can have an idiot in front and one behind to end up with this sort of mess. Insurance won't be happy that's for sure. Feel for you matey, really do Quote
chirag1988 Posted June 1, 2014 Posted June 1, 2014 Sucks to see this paddy. It's so annoying when sh*t like this happens when it's not even your fault! Hope you get it sorted swiftly mate, but knowing insurance companies they'll long it out... Quote
Nick350z Posted June 1, 2014 Posted June 1, 2014 Sorry to see that - I think I speak for everyone on here when I say I'd be gutted if that'd been my car - here's hoping for a quality and speedy repair. I always thought with a shunt like this everyone claims off of whoever hit them? A claims off B, B claims off C, C off D etc. I've no experience with it but I swear that's how it went? Hopefully I'm wrong - it really should just go to the person that caused it in the first place. 1 Quote
Ricey Posted June 1, 2014 Posted June 1, 2014 Sorry to see that - I think I speak for everyone on here when I say I'd be gutted if that'd been my car - here's hoping for a quality and speedy repair. I always thought with a shunt like this everyone claims off of whoever hit them? A claims off B, B claims off C, C off D etc. I've no experience with it but I swear that's how it went? Hopefully I'm wrong - it really should just go to the person that caused it in the first place. if D admits liability A B and C claim off D. If no one admits then ABCD thrash it out until someone is to blame or blame is apportioned. If blame is split then the cost is apportioned as per the split of blame I think. Sent from my HTC One mini using Tapatalk Quote
Stutopia Posted June 1, 2014 Posted June 1, 2014 However it gets worked out, good luck with it and hopefully it'll be as painless as possible. The tool at the back must have been hauling ass, did they even get the brakes on before imapct? Quote
Nick350z Posted June 1, 2014 Posted June 1, 2014 Well hopefully it's a clear cut case and everyone claims off the Meriva driver as well they should. I wouldn't want her premium next year that's for sure - going to be a nice bill for that lot to be sorted out. Quote
andy james Posted June 1, 2014 Posted June 1, 2014 So sorry mate. Hope you get the car sorted asap. What the hell do you have to do to avoid these bloody idiots apart from not driving your car or fitting Bull bars back and front!!! Quote
ph 7 Posted June 1, 2014 Posted June 1, 2014 sorry to see this happen, hope you get it sorted soon and with no disputes. Good job the saxo was there to take the brunt of it in all honesty. Yours would definitely have been written off if it hadn't. Quote
Ebized Posted June 1, 2014 Posted June 1, 2014 Rotten luck Paddy - especially as your ZED was looking so pristine in Wales - should all be down to the Mervia driver's insurance paying out - but that is probably too simple for the insurance companies, you feel......... Quote
KyleR Posted June 1, 2014 Posted June 1, 2014 What a shitter! Apart from it all being sorted out insurance wise, quickly, yours looks a simple repair. I don't think there is any material behind your front impact area and with the bumper being made from polyurethane, it'll most likely pop out perfectly once you give it a little shunt from the back. Will probably need a respray, though, but I can't see if there are any cracks in the paint. Rear looks worse and will probably need a new bumper, surely only a few hundred quid which the Vauxhalls insurance will be buying. Quote
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