Sarnie Posted December 18, 2010 Share Posted December 18, 2010 The Mrs isn't happy The weather conditions are awful here. I was driving towards a T junction at about 20 mph, tried to brake about 30 metre's away and just started sliding. Slid straight out of the junction at exactly the same time a car was going across the junction from my right and then BANG!!!! The Alfa stood up pretty well and needs a new wing, bumper, wheels realigning and there are a few lights on on the dash etc. The other guys car (59 plate Fiesta) was a bit of a state. The Mrs isn't happy though as I'm a named driver on her insurance as the car is hers officially. I'd pay for our car to be sorted rather than go through the insurance but looking at his car he's going to need a new bumper, o/s headlight and bonnet plus any amount of stuff broken that couldn't be seen. Really not sure if it's best to pay for it all or go through the insurance as I don't want to ruin my Mrs insurance record even though she has protected NCD? Hmmmm, any ideas? Moral of the story guys, don't go out unless you really have to Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted December 18, 2010 Share Posted December 18, 2010 Bad news indeed, I was supposed to be making a 120 mile round trip to see my old man today but I am staying in... I know it's Christmas and I should go and see him but I wouldn't mind see a few more myself As everyone says on these threads, at least you are ok, that's the main thing everything else can be fixed, even if it is expensive and gives the other half something to bring up over and over and over again Quote Link to comment Share on other sites More sharing options...
Will370z Posted December 18, 2010 Share Posted December 18, 2010 Bad luck, never a good thing to happen. Totally agree with you, don't go out unless you have to. Had loads of snow here and my zed is going nowhere. Been out and cleared the snow off the soft top twice already, looks like another trip is is order...Grrr. Quote Link to comment Share on other sites More sharing options...
martinmac Posted December 18, 2010 Share Posted December 18, 2010 Having just had to repair my wifes car after I had a senior moment I really feel for you mate. I know one of the traders on here can get any make of car parts if that helps, it may save you a bit of money. Quote Link to comment Share on other sites More sharing options...
R35LEE Posted December 18, 2010 Share Posted December 18, 2010 Not good Sarnie, Go through the insurance mate as the other guy can change his mind about claiming 'personal injury' even after you pay for the car repairs. Safer to let the insurance sort it. It wont kill her insurance too much as she has Protected NC's and if neither cars are written off that also stands in your favour as TOTAL LOSS sits on your record apparently. Hope you get it sorted mate and sorry to hear your bad news Quote Link to comment Share on other sites More sharing options...
Lexx Posted December 18, 2010 Share Posted December 18, 2010 The Mrs isn't happy The weather conditions are awful here. I was driving towards a T junction at about 20 mph, tried to brake about 30 metre's away and just started sliding. Slid straight out of the junction at exactly the same time a car was going across the junction from my right and then BANG!!!! The Alfa stood up pretty well and needs a new wing, bumper, wheels realigning and there are a few lights on on the dash etc. The other guys car (59 plate Fiesta) was a bit of a state. The Mrs isn't happy though as I'm a named driver on her insurance as the car is hers officially. I'd pay for our car to be sorted rather than go through the insurance but looking at his car he's going to need a new bumper, o/s headlight and bonnet plus any amount of stuff broken that couldn't be seen. Really not sure if it's best to pay for it all or go through the insurance as I don't want to ruin my Mrs insurance record even though she has protected NCD? Hmmmm, any ideas? Moral of the story guys, don't go out unless you really have to As you can imagine, I literally feel your pain. Quote Link to comment Share on other sites More sharing options...
Ricey Posted December 18, 2010 Share Posted December 18, 2010 Ah mate that's kackola.....we're dropping like flies! Given my accident record I'm scared to even defrost the car! It should only knacker your insurance record.....you had the accident so she should.have to declare it.....you will which is effectively the same problem if you want to drive her car though. Quote Link to comment Share on other sites More sharing options...
Beavis Posted December 18, 2010 Share Posted December 18, 2010 Sorry to hear this Liam Quote Link to comment Share on other sites More sharing options...
rtbiscuit Posted December 18, 2010 Share Posted December 18, 2010 sorry to hear that liam, go through the insurance, its what its there for. Quote Link to comment Share on other sites More sharing options...
JetSet Posted December 18, 2010 Share Posted December 18, 2010 Yeah, sorry to here that, this snow's a nightmare for low speed bumps, talking of which.... Daughter phoned up from the snow capital of Wales, "Can you pick me up tomorrow"...."from Cardiff". That's like a 320 mile round trip. Now I'm an O.K driver in the snow, but that's pushing it a bit too much with more snow forecast. Main problem for her is that there are no trains on line up through Hereford or Birmingham. Don't really know what to do, can't ask her mum to go and pick her up as I think she's down with the flu. Pete Quote Link to comment Share on other sites More sharing options...
Chilli Red Posted December 18, 2010 Share Posted December 18, 2010 Bad luck! Could happen to any of us. I was driving along yesturday and a Scooby tried to embed it's self into my car He looked so scared! Quote Link to comment Share on other sites More sharing options...
Ebized Posted December 18, 2010 Share Posted December 18, 2010 Unlucky Liam. Given the cost of repairs always end up more than you think and particularly given the misses has Protected NCB (why pay for that and not take advantage of it ?) -so take R35LEE's advice above Quote Link to comment Share on other sites More sharing options...
yankeesiter Posted December 18, 2010 Share Posted December 18, 2010 Sorry to hear about the accident. I agree with some of the others. Same thing happened to us about 3 years ago and we have no claims bonus protection. We claimed and insurance premium didn't go up very much the next year at all. In fact, we're all likely to pay more because of all the accidents that have happened over the country. Go ahead and claim. That's what it's there for. Quote Link to comment Share on other sites More sharing options...
Husky Posted December 18, 2010 Share Posted December 18, 2010 on the plus side, it was the alfa, was going to break at some point soon anyway Edit: sorry alfa owners Quote Link to comment Share on other sites More sharing options...
marzman Posted December 18, 2010 Share Posted December 18, 2010 Sorry to hear that mate. Perfect start to xmas. Definitely go through insurance though, seeing as both cars need a fair amount of work... You'll just have to get the mrs a decent present to make up for it. Quote Link to comment Share on other sites More sharing options...
AK350Z Posted December 18, 2010 Share Posted December 18, 2010 Aww, poor alfa. Body shops are going to be busy at the minute! Quote Link to comment Share on other sites More sharing options...
ChrisS Posted December 18, 2010 Share Posted December 18, 2010 Sod the car,it's the wifes wrath I'd worry about. Sorry to hear it mate,and I suppose we will hear of a few more before this winter is done. I slid sideways down a car park this afternoon................. In a 4X4. It's a sod, but it's going to happen !! Quote Link to comment Share on other sites More sharing options...
H5 Posted December 18, 2010 Share Posted December 18, 2010 Just don't take the courtesy car mate Sorry to hear it, at least you're ok Quote Link to comment Share on other sites More sharing options...
LRF4N Posted December 18, 2010 Share Posted December 18, 2010 Sorry to hear that but as everyone says at least ur ok. Hearing this too often these days Quote Link to comment Share on other sites More sharing options...
bronzee Posted December 18, 2010 Share Posted December 18, 2010 Mrs Sarnie can't be too livid, you're still typing. You're lucky all are ok, that's the main thing. Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 19, 2010 Author Share Posted December 19, 2010 Had a look at the car again earlier and to be fair there isn't much damage compared to the size of the impact and the damage to the other guys car. The guy hit me full on the drivers side wheel but there isn't a scratch on the wheel at all...... If a Fiesta crumples as easy as his did, I'm glad I was in my car and not his............................ Quote Link to comment Share on other sites More sharing options...
Wasso Posted December 19, 2010 Share Posted December 19, 2010 Bad news fella, looks like we're all having an ordeal of some type. It's the inconvenience of the snow and how the councils deal with keeping the roads safe, which as we all know they fail at miserably. Glad you're ok and good luck with the Mrs Quote Link to comment Share on other sites More sharing options...
rtbiscuit Posted December 19, 2010 Share Posted December 19, 2010 people talk about the excessive costs for dealing with snow properly. as far as i can see the easiest fix is to stop gritting the roads and make it a legal requirement to fit snow/winter tyres. Quote Link to comment Share on other sites More sharing options...
ChrisS Posted December 19, 2010 Share Posted December 19, 2010 people talk about the excessive costs for dealing with snow properly. as far as i can see the easiest fix is to stop gritting the roads and make it a legal requirement to fit snow/winter tyres. Agree. Use the money they save to put more traffic police on the road to enforce it and stop NONE insured drivers,bad driver,and I suppose the list would go on and on. Quote Link to comment Share on other sites More sharing options...
LRF4N Posted December 19, 2010 Share Posted December 19, 2010 ...and not let insurers class them as a mod Quote Link to comment Share on other sites More sharing options...
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