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Sarnie

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About Sarnie

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    Resident Idiot (and Stig)
  • Birthday 21/11/1978

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  1. No........the people from within the industry are the people giving you good, qualified, experienced advice. Everyone telling you to lie and commit mortgage fraud are the idiots........none of who will be around to pick up the pieces if this goes pear shaped after following their advice. You can take control of this and deal with it with the broker and then lender. Or you can continue to be stressed out of your eyeballs every single second until completion............
  2. Aaaaaaaaaaaaaaaand??? poor poor excuses................
  3. trader now.........and still less posts than me, WTF you been doing!?!?
  4. Wow. Can't believe what i'm reading in most of these posts.........the "advice" from people on here is basically to encourage mortgage fraud. I'd love to reply to every single one to explain why it's incorrect but I simply don't have the time these days that i used to have! Whoever scoffed at being "blacklisted for life"............google "CIFAS" and "Mortgage Fraud" and maybe even "Hunter System". I've come across 3 client with CIFAS markers against them...................impossible to get them a mortgage with any lender in the UK. Anyone that thinks lenders do not check details all the way up to the release of funds is deluded.......I've had clients report to me that the lender phoned their employer and asked for them to check they worked there, re-credit scored them a week before completion, requested new payslips before completion......I even had a client contact me for help after he bought a property as a BTL, moved into it himself, the lender checked the electoral roll 3 months after completion, found him on it and recalled the mortgage immediately. Playing dumb will not help you. Every single mortgage offer in the UK will stipulate that you have to inform the lender of ANY changes whatsoever to your circumstances. OP.....thanks for the PM........call (not email) your broker and ask them if they could tell you what the lender would require if you were to change jobs. From what you've said, no probationary period will help........they may want to delay completion until she has started her new job.......affordability shouldn't be an issue.......at worst it gets delayed slightly, the developer just wants to sell the property and may kick up a fuss but even they don't want to just get your 10% deposit......they want 100%, even if it's delayed, not to get 10% and then have to start from scratch with another buyer at a potentially lower price............. Good luck!! Liam
  5. Most of you won't know me........the ones that do probably don't want to!! Seriously though........early 2000's......this site was my life almost!!
  6. PLEEEEEEEEEEEEEEEEEEEASE tell me that's not a........... "His & Hers" number plate............................
  7. I have a V8 too Hugh.............
  8. I might have been away from here for a while Colin.......but I can still read They just "look" small to me.........
  9. Nice........wheels look small though? look like 18's? Might be my eyes...............

350z-uk.com

370z-uk.com

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