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Named driver for 10 years..


Banz

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I've been driving my parents prestigious cars since I got my license. Now it cost me an arm and a leg to be a first time policy holder. I went on those websites to get a quote and rang a few insurer. Cheapest quote for a 350z is roughly £600 just for social purposes under 5000 miles.

 

However I want to keep my current car as well. With 2 cars it would be well over £1200 just for insurance alone.

 

Is there any insurers anyone can suggest that might do a better deal?

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That is pretty reasonable given you havent been on your own insurance. Try some of the specialists, I had this same problem a few years back and they gave me a couple of years bonus because I had driven my Zed, VX220 and Skyline under my wifes name.

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Considering the thousands you've saved over the past 10 years by defrauding the insurance companies, I think £600 is pretty reasonable for zero no claims on a 300 bhp RWD car.

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I might remove the post as it implies im frauding the insurance companies. But it isnt fronting when im not the main driver. They have driven more mileage than I have in any of their cars.

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Just remember there's nothing wrong with not owning a car, being insured as a named driver on the insurance and doing the most miles. It's only an issue if you don't tell the insurer that's what you're doing.

 

£600? I'd snatch their hand off.

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£1200 for 2 cars is an awesome price if you ask me. I was paying nearly that just for my zed when I got it back in 2011 and thats with me having 20 years ncb. Even now, I cant afford to insure 2 cars, and so im having to sell my current car in order to move the insurance onto my new one.

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When I had my S2000 and my Zed I had my no claims on the S2000 as it was my daily I was keeping and I just insured the Zed with a 3k limit while it was advertised and it was about £300 for a year with zero no claims.

 

I was 33 at the time, clean licence and no accidents not that it seems to make any real difference.

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  • 5 weeks later...

lol, my first quote at the age of 25 on a Golf 1.6 2002, was £1500 pounds, 6 years later my quote on a 350z was £750 pounds with 6 years NCB, no other insurance would have me at a decent price, yet a 20 something year old from the country side or outside Londinium can get it at £600 pounds with 0 years no claims. Fair world if you ask me! Thats with a modded exhaust which is common on these cars as the standard ones are rubbish. and bigger wheels to keep the lump on the road. But hey what do I know.

 

No points, no accidents, no claims

Edited by GranTurismoEra
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