Named driver for 10 years..

[Banz]

I've been driving my parents prestigious cars since I got my license. Now it cost me an arm and a leg to be a first time policy holder. I went on those websites to get a quote and rang a few insurer. Cheapest quote for a 350z is roughly £600 just for social purposes under 5000 miles.

 

However I want to keep my current car as well. With 2 cars it would be well over £1200 just for insurance alone.

 

Is there any insurers anyone can suggest that might do a better deal?

[Jetpilot]

£600 doesnt sound to bad if you ask me, i am paying £350 or so for a 5000 mile policy, although supercharged i am an old boy at 45 with 15 years no claims.

 

Have you tried admiral multicar?

[Banz]

Admiral wanted to fit a blackbox in the car and I'm not the type of driver that keeps to the speed limit.

 

Edited May 6, 2016 by Banz

[Jetpilot]

Well stand by £600 being a pretty reasonable price with effectively no no claims etc Good luck, pays to just ring round all the specialists in the insurance section.

[coldel]

That is pretty reasonable given you havent been on your own insurance. Try some of the specialists, I had this same problem a few years back and they gave me a couple of years bonus because I had driven my Zed, VX220 and Skyline under my wifes name.

[KyleR]

Considering the thousands you've saved over the past 10 years by defrauding the insurance companies, I think £600 is pretty reasonable for zero no claims on a 300 bhp RWD car.

[Mudman]

And being the type of driver that sticks to the speed limit would mean no additional costs for points - just sayin'

[Banz]

Removed as it sounded like im fronting the insurance.

Edited May 6, 2016 by Banz

[Mudman]

careful what you post - 'nuff said

[Sargara]

^ What he said. Google Insurance Fronting

[Banz]

I might remove the post as it implies im frauding the insurance companies. But it isnt fronting when im not the main driver. They have driven more mileage than I have in any of their cars.

[Jay Kay]

Do remember that we have some insurer on here who occasionally join in conversations...

[Ekona]

Just remember there's nothing wrong with not owning a car, being insured as a named driver on the insurance and doing the most miles. It's only an issue if you don't tell the insurer that's what you're doing.

 

£600? I'd snatch their hand off.

[Banz]

Sounds like most people agree 600 is a good deal for 0 NCB!

[Sam_Patmore]

I'm lucky for just over £1300 with 6 years NCB!

[coldel]

£600 is a good deal - just make sure it covers everything you need (ie any mods etc)

[rabbitstew]

£1200 for 2 cars is an awesome price if you ask me. I was paying nearly that just for my zed when I got it back in 2011 and thats with me having 20 years ncb. Even now, I cant afford to insure 2 cars, and so im having to sell my current car in order to move the insurance onto my new one.

[chirag1988]

I'm paying 1150 for zed and polo, 3yrs ncb but 6 points

[-Bradders-]

Im paying 500 for a zed with 5 years no claims! 600 is a steal!

[Irn Bru]

£326.00 is mine for the Zed. All mods covered like for like

[Andy_Muxlow]

We have 3 cars and my insurance for all 3 is £1229 I have no no claims for my zed either.

 

 

Sent from my iPad using Tapatalk

Edited May 6, 2016 by Andy_Muxlow

[Mikey81]

When I had my S2000 and my Zed I had my no claims on the S2000 as it was my daily I was keeping and I just insured the Zed with a 3k limit while it was advertised and it was about £300 for a year with zero no claims.

 

I was 33 at the time, clean licence and no accidents not that it seems to make any real difference.

[GranTurismoEra]

lol, my first quote at the age of 25 on a Golf 1.6 2002, was £1500 pounds, 6 years later my quote on a 350z was £750 pounds with 6 years NCB, no other insurance would have me at a decent price, yet a 20 something year old from the country side or outside Londinium can get it at £600 pounds with 0 years no claims. Fair world if you ask me! Thats with a modded exhaust which is common on these cars as the standard ones are rubbish. and bigger wheels to keep the lump on the road. But hey what do I know.

 

No points, no accidents, no claims

Edited June 6, 2016 by GranTurismoEra