Live and learn Now you know to ALWAYS try the forum traders before eBay. There will be of course some amazing bargains there for wheels or OEM parts, but always check out our guys first
unless you pay the additional £25 p/a
... and then you're only covered for a maximum of £500.
Yup, but enough to cover most parts, pretty useless in the event of a total loss, however.
She'll be fine, however if you have a full exhaust system, plenum spacer, cone filter etc, it may run a little lean, but it'll be fine for daily driving, not so much on track.
A supplier can't supply the rings and nuts with the wheels because they have no idea what car they are going on, different cars have different hub diameters and also different nut/bolt sizes as you know. I would expect any of the guys on here to supply them with the wheels, however.
PCP is good if the deal is right, unfortunately I don't think £6k a year for a Civic is. After 3 years you're probably going to want to change to something else, therefore hand the car back.
There are much better deals out there for better cars, such as £240 p/m for a M135i for 2 years with about £3k deposit.