dannybz Posted April 8, 2015 Share Posted April 8, 2015 (edited) Was parked up at traffic lights and was pulling off to turn right and the guy on my left was moving to go straight on was in a mitsi pickup truck towing a big wide metal trailer. As he moved off his trailer hit my passenger side door, he did not stop so i went after him and got his plates. Then called the police. Unfortunately i had no witnesses or anything but i have reported this now to the insurance esure. The problem is my excess is £500 and in order to fight for that money back from the other driver i have to pay the excess first and then there is a risk of not winning. Auto restore came to give me the quote, as that is who esure use, they are a mobile repairer and they said £1300. esure will not let me use any other service unless i pay £200 to change the repairer. Fuming not sure what to do here. I am gonna get some quotes from a few other garages myself, and see how much they quote if its cheap enough i might aswell have to sort it myself. Or else pay the 500 excess and get auto restore to do it, but then risk not getting the money back. Door suffered the most but there is some damage to the arch too. a few minor scratches to the rear panel too. Edited April 8, 2015 by dannybz Quote Link to comment Share on other sites More sharing options...
Ekona Posted April 8, 2015 Share Posted April 8, 2015 And here's a reason not to use E-Sure ever again Go find a local body shop and get a quote, then decide whether you want to go with them yourself if it's less than £500, or if it's above just go with who E-Sure want you to use. Tbh mate this is only ever going to go 50/50 at this point so either way you're out of pocket, sadly. I'd be tempted just to go through the insurance now, as since you've informed them about the accident you now have to declare that next time round anyway. Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted April 8, 2015 Share Posted April 8, 2015 Unless there are any witnesses or cctv i think you might be struggling a bit to prove that the other guy did it, unless theres clear evidence like your paint all over his trailer etc. Quote Link to comment Share on other sites More sharing options...
guBBy Posted April 8, 2015 Share Posted April 8, 2015 Feel bad for you buddy! People go on about Audi and Beamer drivers but I find the people who drive those Mitsubishi pick up things to be some of the worst drivers around. Usually arrogant to go with it! I once had a women scrape along the side of my type r while it was parked and luckily I just caught her as she was about to drive away. Had to push her to get her to admit it! As rabbit stew said is there any paint transfer on the trailer? Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
dannybz Posted April 8, 2015 Author Share Posted April 8, 2015 (edited) Feel bad for you buddy! People go on about Audi and Beamer drivers but I find the people who drive those Mitsubishi pick up things to be some of the worst drivers around. Usually arrogant to go with it! I once had a women scrape along the side of my type r while it was parked and luckily I just caught her as she was about to drive away. Had to push her to get her to admit it! As rabbit stew said is there any paint transfer on the trailer? Sent from my iPhone using Tapatalk Funny you mentioned that the copper that went to see him said he was being cocky and arrogant and said he wasn't having it! to*S*er! no paint was found on the trailer the copper said. Wish i had tried harder to pull him over, the thing is, the guy sounded like a bit of trouble... so there was an issue of possible getting into a scrap and it was in the middle of the night not many people around to witness. What are you supposed to do? Another thing the trailer was a different plate to the car which is apparently illegal. Does the damage look bad in your opinion, it doesn't look as bad in the pic tbh. Edited April 8, 2015 by dannybz Quote Link to comment Share on other sites More sharing options...
JEMAN Posted April 8, 2015 Share Posted April 8, 2015 Sorry to hear that mate.......sooooo annoying ! What is wrong with people....no respect or morals for sure. GRRRRHHH. I would defo get more quotes, be persistent and push for there best price. All the best and keep us posted on the updates 1 Quote Link to comment Share on other sites More sharing options...
Ebized Posted April 8, 2015 Share Posted April 8, 2015 Sorry to hear the news - really this is a hit and run and as he sounds an arrogant sod chances are he would would put the blame your way. Sadly, either down to you or your insurance company - really don't like putting that forward, but as I think you have already suggested might be best to get it fixed rather than pursuing what is likley to be a lost cause and you are then still no further forward Deleted your double post btw Quote Link to comment Share on other sites More sharing options...
dannybz Posted April 8, 2015 Author Share Posted April 8, 2015 Waiting to hear from the officer as to if there is any footage on the nearby cctv cam.. i highly doubt there will be but you never know. Quote Link to comment Share on other sites More sharing options...
veilside z Posted April 8, 2015 Share Posted April 8, 2015 Sorry to hear this. £1300 Does seem an awful lot for a mobile repairer. Quote Link to comment Share on other sites More sharing options...
sipar69 Posted April 9, 2015 Share Posted April 9, 2015 (edited) I would not let a mobile repairer do that. The bumper would be fine but I reckon the door is a job for a body shop. The quote seems very high as well. Edited April 9, 2015 by sipar69 Quote Link to comment Share on other sites More sharing options...
Rock_Steady Posted April 9, 2015 Share Posted April 9, 2015 (edited) Yeah, £1300 does seem ridiculously high. I think you could re-spray a Micra for that money. With a good paint match, that door repair should be roughly £250 / £300 i'd've thought. Can't think how they arrived at 1k on top of that. Edited April 9, 2015 by Rock_Steady Quote Link to comment Share on other sites More sharing options...
KyleR Posted April 9, 2015 Share Posted April 9, 2015 Half that quote would be expensive. I'm pretty sure that's fixable for less than your excess. As Ekona says, the insurance has been informed so you're stuff for the next 5 years paying for it anyway, so go through them and force them to accept a bodyshop to do the work. Quote Link to comment Share on other sites More sharing options...
Dynamic Turtle Posted April 9, 2015 Share Posted April 9, 2015 Half that quote would be expensive. I'm pretty sure that's fixable for less than your excess. As Ekona says, the insurance has been informed so you're stuff for the next 5 years paying for it anyway, so go through them and force them to accept a bodyshop to do the work. This is why you have to think carefully before calling the insurers for anything that appears to be marginal damage... Quote Link to comment Share on other sites More sharing options...
ts743 Posted April 9, 2015 Share Posted April 9, 2015 That's an insane cost - and I wouldn't let a mobile repairer near it. Quote Link to comment Share on other sites More sharing options...
dannybz Posted April 9, 2015 Author Share Posted April 9, 2015 Just wondering, what is the difference between a mobile repairer and work being done in a bodyshop apart from the obvious location. Quote Link to comment Share on other sites More sharing options...
GreenLandy Posted April 9, 2015 Share Posted April 9, 2015 Controllable environment, proper oven, for starters. Maybe time to invest in a blackvue or similar Quote Link to comment Share on other sites More sharing options...
dannybz Posted April 9, 2015 Author Share Posted April 9, 2015 (edited) Controllable environment, proper oven, for starters. Maybe time to invest in a blackvue or similar Funnily enough, i was looking into importing these, i own an importing business that's what i do but currently just focus selling GPS systems. Edited April 9, 2015 by dannybz Quote Link to comment Share on other sites More sharing options...
Ricey Posted April 9, 2015 Share Posted April 9, 2015 We've seen some pretty horrendous mobile jobs and some very tidy ones. If they use crap paint it can turn out horrendous and cause major issues when decent paint is used on top of it. 1 Quote Link to comment Share on other sites More sharing options...
nowhereboy Posted April 9, 2015 Share Posted April 9, 2015 Half that quote would be expensive. I'm pretty sure that's fixable for less than your excess. As Ekona says, the insurance has been informed so you're stuff for the next 5 years paying for it anyway, so go through them and force them to accept a bodyshop to do the work. Insurance has been informed but it will show as a "non fault" accident if no claim goes ahead, just for the record this rarely makes any difference to the premium. 1 Quote Link to comment Share on other sites More sharing options...
Angrybiker Posted April 9, 2015 Share Posted April 9, 2015 A few years back a dizzy bitch reversed in2 my 3 week old Impreza Sti, I was walking back to it and saw the bump. She admitted liability and it went down as a non-fault claim but it still slightly increased my premium for the next few years Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
sipar69 Posted April 9, 2015 Share Posted April 9, 2015 Controllable environment, proper oven, for starters. Maybe time to invest in a blackvue or similar Yep. A decent body shop should have a proper paint booth with facilities to 'bake' the finish, proper paint mixing systems etc. I'm not saying all mobile refurbs do a bad job, but they're for a quick in and out job on areas where blending the paint isn't so difficult e.g bumper scuffs. A large door scratch is a different matter entirely and needs to be done properly. Oh and another point of mobile refurbs is they're supposed to be cheap! £1300 is a joke quote. Quote Link to comment Share on other sites More sharing options...
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