Yeah, if you've maxed out everything else, Santander is a last resort, but with the monthly fee, it's barely worth it.
You can have:
-Tesco 2x £3k (£6k)
-TSB 2x at £1.5k (£3k) (1x solo, 1x joint, but I managed to get 2 solo and 2 joint )
-Lloyds 1x £5k
-Nationwide 2x £2.5k (£5k) (1x solo, 1x joint)
-Bank of Scotland 3x £5k (£15k)
-Halifax 2x £3pm (£6)
-Various monthly savers at 3%+ £250-£500pm
Yeah, probably switch rather than just join on the first direct, but that's not hard. Either use an old account or open an account elsewhere and switch it over.
Think I've got to wait a few months before I can re-open a FlexDirect.