We have just moved to Admiral, when my missus did her quote she thought her 3 points had expired but the hadn't, got a letter from Admiral saying they had checked and she hadn't declared them..... got stung with a whopping £20 extra...
Man - "Pack your bags I just won the lottery"
Wife - "Wow fantastic, where are we going?"
Man - "I'm not going anywhere, have you packed your bags yet?"