John tarantula Posted February 21, 2012 Posted February 21, 2012 £880 is pretty good I'd say! i pay the same in London with 4 years NCB, license for 16 years and parked on a drive! Quote
Iwantone Posted February 21, 2012 Posted February 21, 2012 I've just used confused.com to get prices for an £11,550 350Z. No mods, 20+ years NCB, 3000 miles restriction, 250 excess, protected NCB, courtesy car, driveway parked, me and my spouse only to drive. Elephant, Bell, Admiral and Diamond all came in at between £372 and £380. BIG downside is, you have to declare your age at 61 !! As a direct comparison, the best quote on my current car, a UK MR2, was from AXA and was £149.69 Other than insuring cars, can anyone see another advantage to being 61? Steve Quote
Dynamic Turtle Posted February 21, 2012 Posted February 21, 2012 Other than insuring cars, can anyone see another advantage to being 61? Steve Being retired and having lots of time to drive a 350z?! Quote
Dynamic Turtle Posted February 21, 2012 Posted February 21, 2012 £880 is pretty good I'd say! i pay the same in London with 4 years NCB, license for 16 years and parked on a drive! Seems a bit harsh. Maybe your Z is worth more than mine? Mine was for SDP use only, 5k restriction. No mods. BTW isn't admiral/bell/elephant the same company? Quote
370Ad Posted February 23, 2012 Author Posted February 23, 2012 Wow compared to some of your quotes i really do have a good deal. Its amazing what an area code does to your insurance. Odd thing with admiral is that its cheaper to park your car on the drive than in the garage! Quote
rabbitstew Posted February 23, 2012 Posted February 23, 2012 Wow compared to some of your quotes i really do have a good deal. Its amazing what an area code does to your insurance. Odd thing with admiral is that its cheaper to park your car on the drive than in the garage! Even cheaper if you park it on the road outside!!!! Whilst not related to zed insurance, but shows you how greedy insurance companies are... I just had my motorbike insurance company call me up and remind me that my bike insurance is due for renewal next month. Bare in mind I paid £66 last year to insure my Yamaha R1 for 12 months. So, they go through my details and come back with a quote of £146 this year. Whilst im on the phone to her i quickly load up confused.com, put my details in and the cheapest on there is coming back at £67 for same cover. Point this out to the lady on the phone. She immediately knocks the premium down to £80. I haggle a bit more and she halves the price on legal protection (not that i wanted it anyway) and gets the premium down to £65 for 12 months, including legal protection & protected ncb. So £146 down to £65 in the space of 1 phone call. Normally protected NCB is about 30quid a year, so makes me wonder if i could have got the premium down to about 20quid a year had i tried harder and removed protected ncb & legal protection. Ive no idea why an R1 is 1/12 the price of my zed to insure. Maybe if you crash a motorbike your`ll do less damage than stacking a zed.? Quote
Gudzy Posted February 23, 2012 Posted February 23, 2012 Odd thing with admiral is that its cheaper to park your car on the drive than in the garage! It's even cheaper parked on the road than on the driveway. Quote
FUG Posted February 26, 2012 Posted February 26, 2012 Admiral Only claim was through windscreen chips which their nominated company national windscreens fixed in a jiffy (no need for claims, excess etc) Quote
FUG Posted March 10, 2012 Posted March 10, 2012 anyone had good experience with insurers once the car has been modded - current insurer wanted about 60 quid more a year for having nismo exhaust! And more for having locking wheel nuts which i thought would of brought the premium down for security reasons Quote
Richyfingers Posted March 10, 2012 Posted March 10, 2012 My zed only cost 50 quid more to insure than the old mondeo it replaced. Considerably cheaper to insure than my old UKDM DC2. My last renewal came in at 470 which I was chuffed with. Quote
Ian Posted March 10, 2012 Posted March 10, 2012 anyone had good experience with insurers once the car has been modded - current insurer wanted about 60 quid more a year for having nismo exhaust! And more for having locking wheel nuts which i thought would of brought the premium down for security reasons Try Sky insurance Quote
FUG Posted March 10, 2012 Posted March 10, 2012 Odd thing with admiral is that its cheaper to park your car on the drive than in the garage! It's even cheaper parked on the road than on the driveway. fiddling about with your occupation and putting named drivers on also brings it down Quote
Ricey Posted March 10, 2012 Posted March 10, 2012 anyone had good experience with insurers once the car has been modded - current insurer wanted about 60 quid more a year for having nismo exhaust! And more for having locking wheel nuts which i thought would of brought the premium down for security reasons Try Sky insurance Livingstone Warman - quality.......that is all. Quote
adam1942 Posted March 18, 2012 Posted March 18, 2012 My insurance in Northern Ireland is coming in at £1208/year I'm 24 with 4 years NCB and driving for 6.. Car worth £8k and declaring mods springs, exhaust, wider wheels, bigger wheels and air filter (pop charger) Its £400 a year more then my RenaultSport Clio 197.. I'm happy with the quote as insurance is usually silly expensive over here! Before I bought the car I was getting quotes for £930 but the price naturally went up and when I declared the mods it went up by another £150.. Quote
Slothy Posted April 2, 2012 Posted April 2, 2012 Ouch, Got a quote off Admiral for a 350Z (I don't have one yet, thinking on it) Was £660 fully comp for a year, I am 39, full clear license for nearly 20 years? I live in Cheshire, and not that bad an area - how do they make these quotes up? Quote
swifty Posted April 9, 2012 Posted April 9, 2012 Im £850 in the city centre of Manchester. Went up by about £100 this year, which was annoying. Have been with swiftcover and found them to be cheapest. Might try some independents next time Quote
mat290490 Posted April 10, 2012 Posted April 10, 2012 im 21 with 0 years NCB and im paying £900 fully comp I was a named driver on my dads 206 for like 3 years and that was £1300 third party fire and theft can someone explain that to me? Quote
Builder49 Posted April 10, 2012 Posted April 10, 2012 Age and postcode seem to be the main advantage? Was quoted £238 for fully protected insurance on mine. That was with Directline. Then when I rang them to pay they told me it would be £878 as I couldn't use no claims discount on more than 1 vehicle (I'm not stupid, I knew that) so told them I had more than one company vehicle and would take one off the road to use that discount, back to £238. Then they queried all the vehicles (even though all my insurance is with them) and said as I was a builder the cost would rise to £570. Proved I own the company, insured the car with occupation listed as 'Company Director', back down to £251. Threatened to move all vehicles to another company and was offered an additional 5% discount across the lot so long as I re-insured next year, priced guaranteed not to rise. Final payment for 1 years insurance was amaizingly, £238 as per the original online quote!!! Quote
4RE Leather Posted April 11, 2012 Posted April 11, 2012 consider yourself lucky, i dare not say how much mine is... Go on give us a laugh! Quote
4RE Leather Posted April 11, 2012 Posted April 11, 2012 anyone had good experience with insurers once the car has been modded - current insurer wanted about 60 quid more a year for having nismo exhaust! And more for having locking wheel nuts which i thought would of brought the premium down for security reasons It might help if you give us the overal figure? Quote
4RE Leather Posted April 11, 2012 Posted April 11, 2012 I see that no one has used AXA via the co compare site for an OEM zed. You might be pleasantly surprised. For modified tri the 2 Insurers who advertise on the Forum. Sky and Christ Knott. They seem to match each others quotes. Thenoname Quote
FUG Posted April 18, 2012 Posted April 18, 2012 Remnewed my insurance yesterday 23yd old male 2 yrs no claims and 6 yrs held licence, business use and declared non standard exhaust £606 not bad i thought! for 10 months fast track though Quote
Karlp Posted April 18, 2012 Posted April 18, 2012 How muchhh!!! I've got 6 years NCB, driving 7 years and mine is £980!!! Through admiral!!!! Quote
FUG Posted April 18, 2012 Posted April 18, 2012 I am with admiral too - only do 10,000 miles a year, parked under car port on drive, both parents on policy as named driver (seems to bring it down a fair bit) etc Quote
FUG Posted April 27, 2012 Posted April 27, 2012 parking on street was 12 quid cheaper then parking on drive way seems a fair few people like to ding the garage door on the way out Quote
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