24 yr Old Insurance Recommendations

[Muckwell]

Hello All,

 

I am picking up a 370z Black Edition on Saturday, very excited but wondering if anyone has any recommendations on Insurence? I am currently with Adrian Flux (policy runs out end of the month) but they have quoted me 4k for a new policy, Sky Insurence and Greenlight won't touch me because I am under 25. I have had a couple of quotes from Admiral and comparison sites which are around 1.5k - 1.8k which I can afford but ideally would want it cheaper. All insurance quotes are £500 more expensive since I have moved house to near the centre of Colchester.  I am willing to call around and get some quotes on your guy's recommendations. TIA.

[Ekona]

All insurance has gone up by around 30-40% in the last year, so honestly £1500 for a 24yr old isn’t too bad. Sounds like you’ve done your homework already, not much you can do now I’m afraid but suck up that cost  

[davey_83]

My first year with my Z found Hastings the cheapest. 

[Ben350]

I was 21 last year when I got my Zed and went with Admiral at 1200, I always found them to provide the lowest quotes. With mods and an increase since last year, it's more like 1300 now, but they're still the cheapest.

[GranTurismoEra]

Crazy. But the threshold is usually over 25 when it gets cheaper. Mine at 24 was 1300 on a 1.6 Golf. So that's good going considering. 

 

City center higher number of collisions and thefts. Premiums have gone up a bit post Covid. 

[Ekona]

Also a lack of parts means people are having courtesy cars for much longer, and that has to be paid for somehow…

[DAN@ADRIAN FLUX]

Hi.

I'm sorry we were unable to offer you a competitive quotation for your new vehicle.

Regards,

Dan.

[Umster]

If you've got the time and patience, try the smaller and more direct insurers. Keith Michaels were really good when I insured my modified Z.

 

I've heard A plan are pretty good too, Admiral and Direct Line can be good for multi car policies.

[Ekona]

Actually A Plan are a good shout, I’ve used them before and they were decent on price for modified and fun stuff. 

[350_Jer]

On 09/11/2023 at 15:55, davey_83 said:

My first year with my Z found Hastings the cheapest. 

Same here

[ShortPaul]

I always have to shop around every year for best price.It doesn't pay to stay with the same insurance company anymore as there's no loyalty.

[Loadmaster]

Try Go Compare or Comparethemarket, that will give you plenty of options hopefully.

 

But I have to ask, didn't you think to get quotes before committing to buying the car?

[Ekona]

He has, and he did. 

[neo]

On 09/11/2023 at 06:12, Ekona said:

All insurance has gone up by around 30-40% in the last year, so honestly £1500 for a 24yr old isn’t too bad. Sounds like you’ve done your homework already, not much you can do now I’m afraid but suck up that cost  

Mine has only gone up £19 this year, maybe it's because I'm getting on in years 🫢

[Muckwell]

Hello All,

 

I ended up going with Admiral as some of your suggestions like Hastings and APlan couldn't offer me any cover. It was 1.7k for Platinum cover with Admiral. 

 

Quote

But I have to ask, didn't you think to get quotes before committing to buying the car?

 

I knew roughly how much insurance was so this wasn't a shock to me, was just asking if anyone had any good insurers in mind.

 

Thank you all.

Edited November 19, 2023 by Muckwell