TheRabbiJones Posted October 27, 2015 Posted October 27, 2015 i have been looking at buying a Z for the past few months, and when i finally have the money to buy one the insurance is coming out at £2600 For the year using comparison websites. I have just got off the phone with sky insurance and they are saying they can't insure me even though i'm 24 with 2 years NCD all a bit ridiculous if you ask me i also live in London any one have any advice? Quote
M1 6RYF Posted October 27, 2015 Posted October 27, 2015 (edited) That doesn't make sense there are plenty of under 25's on here that pay less than that. I'm 23, 2 year NCB and pay £770 for my Zed and a corsa. Have you tried going direct? i found Elephant 10 month policy the cheapest. Go direct Edited October 27, 2015 by M1 6RYF Quote
GMballistic Posted October 27, 2015 Posted October 27, 2015 Maybe try Adrian Flux as I've found them to be pretty good although I'm a lot older than you, with more years NCB and don't live in "gangland" territory. The last bit was a joke btw. Link: http://www.350z-uk.com/forum/189-adrian-flux/ Welcome aboard. 1 Quote
Jetpilot Posted October 27, 2015 Posted October 27, 2015 Well there are fellas younger than 24 on here who are insured so i guess keep trying, also have a look through the insurance specialist on here for getting some decent quotes. Quote
TheRabbiJones Posted October 27, 2015 Author Posted October 27, 2015 Maybe try Adrian Flux as I've found them to be pretty good although I'm a lot older than you, with more years NCB and don't live in "gangland" territory. The last bit was a joke btw. Link: http://www.350z-uk.c...89-adrian-flux/ Welcome aboard. I just got off the phone with them and its the same thing maybe its london ?? Quote
GMballistic Posted October 27, 2015 Posted October 27, 2015 I just got off the phone with them and its the same thing maybe its london ?? That sucks then. Must be down to your location then as others have said there are quite a few young members not paying that much for their 350's insurance. What about Chris Knott insurance? Link: http://www.350z-uk.com/forum/126-chris-knott-insurance/ More sites to try if you haven't looked at these ones yet: http://www.policyexpert.co.uk/car-insurance/ http://www.moneysupermarket.com/?Source=GOO-004AEF26&Keyword=moneysupermarket&p=0&mckv=s0ER6q1q2|dc_pcrid_36543617942_mtype_e_kword_moneysupermarket_2764ri918980&uuid=a3189108-0471-4306-9b3d-0fe18f2fe094&Device=c&gclid=CNXN55W0xsUCFSkcwwodbxoAKw http://www.gocompare.com/car-insurance/ Quote
Ekona Posted October 27, 2015 Posted October 27, 2015 High risk postcode + U25 = expensive insurance I expect. Quote
Jp606 Posted October 27, 2015 Posted October 27, 2015 Tried Elephant? I'm paying just over £400 at 24. Quote
Mack Posted October 27, 2015 Posted October 27, 2015 that's crazy money for insurance, about half price of the older Zeds. I didn't have a performance car before the Zed, after one year driving the Zed I found the specialist insurers started to offer good deals. Quote
Dashurik Posted October 27, 2015 Posted October 27, 2015 faxing hell! whats the postcode ? I'm in London,used to be w9 now nw2 and its £650 for me with 2 NCB,but I'm 34.. Quote
TheRabbiJones Posted October 27, 2015 Author Posted October 27, 2015 faxing hell! whats the postcode ? I'm in London,used to be w9 now nw2 and its £650 for me with 2 NCB,but I'm 34.. im in N9 Quote
coldel Posted October 27, 2015 Posted October 27, 2015 (edited) A quick look here shows N9 to be classified as 'refer' which means your premium may vary based on who you speak to http://www.motorcari...ode-ratings.php Although funnily enough I live in Richmond, very expensive part of Surrey/London, and I am an E/F and very high risk postcode! I had my zed here when I was 36 with zero ncb and I paid around £500 I think it was. Edited October 27, 2015 by coldel Quote
Jay Kay Posted October 27, 2015 Posted October 27, 2015 Every insurer I tried asked the same thing, what experience i have had driving other 'sporty' cars offering similar performance. If you don't have a back catalogue to rattle off that will go against you? Quote
Ekona Posted October 27, 2015 Posted October 27, 2015 Yes. Experience *should* bring lower premiums, that's common sense. Always used to make me chuckle when insuring Jo on her cars, like the MR2 or the Clio. "Any experience madam?" "Well, I've driven a 320bhp Impreza and a 385bhp 911, does that count?" 1 Quote
Mack Posted October 27, 2015 Posted October 27, 2015 Every insurer I tried asked the same thing, what experience i have had driving other 'sporty' cars offering similar performance. If you don't have a back catalogue to rattle off that will go against you? After a couple of years on the Zed my insurance halved. My post code is quite insurance friendly mind. Quote
tommoger Posted October 27, 2015 Posted October 27, 2015 i have been looking at buying a Z for the past few months, and when i finally have the money to buy one the insurance is coming out at £2600 For the year using comparison websites. I have just got off the phone with sky insurance and they are saying they can't insure me even though i'm 24 with 2 years NCD all a bit ridiculous if you ask me i also live in London any one have any advice? I'm with Elephant, best prices I've found, I'm 23 with 3 years NCB, listed all my performance mods and my wife's insured on it too, £700 fully comp. been with them since I got the Zed Sent from my iPhone using Tapatalk Quote
TheRabbiJones Posted October 27, 2015 Author Posted October 27, 2015 Thanks people, i will be giving elephant a ring tomorrow and also Keith Micheals (heard they are good from a mate). Quote
Stutopia Posted October 28, 2015 Posted October 28, 2015 Another one for Elephant here, cheap and goodish sales service (though not had to claim), the 10 month accelerator isn't a bad way of getting going on NCB. They're also fairly mod friendly, so long as you don't want actual cover for your mods Quote
TheRabbiJones Posted October 28, 2015 Author Posted October 28, 2015 Another one for Elephant here, cheap and goodish sales service (though not had to claim), the 10 month accelerator isn't a bad way of getting going on NCB. They're also fairly mod friendly, so long as you don't want actual cover for your mods Elephant was 2,600 odd i has to be where i live Quote
M1 6RYF Posted October 28, 2015 Posted October 28, 2015 Do you have points? or have you been banned? Quote
Floydbax Posted October 28, 2015 Posted October 28, 2015 Err, what kind of value and model of Zed are we talking about? If we are saying £2.5K for a brand new 370 Nismo @ £35K I'd say that's probably a good quote at 24YO! If however it's for a completely standard UK '05 350Z @£6000 then not quite so good Quote
chirag1988 Posted October 28, 2015 Posted October 28, 2015 OUCH that does sound a very very OTT quote! I'm in east london in an IG6 postcode with 6 points on my licence, 1 year NCB on zed, 2 years NCB on polo and 27 years old and i'm paid £1200 last december! It was a lot less than that the previous year, but the points hiked up my premium Quote
rabbitstew Posted October 28, 2015 Posted October 28, 2015 Err, what kind of value and model of Zed are we talking about? If we are saying £2.5K for a brand new 370 Nismo @ £35K I'd say that's probably a good quote at 24YO! If however it's for a completely standard UK '05 350Z @£6000 then not quite so good Value of car seems to make no difference, its purely down to stats. When I got my zed, I was paying £1000 to insure it and at the time it was worth about £16k. And yet I was quoted only £400 by the same company to insure a brand spanking new Lambo Gallardo which was worth significantly more. Same postcode, same details, even telling them id park it on the street outside my house etc. I guess statistically more zeds have been claimed for than Gallardo`s and so they are a higher risk. 1 Quote
Floydbax Posted October 28, 2015 Posted October 28, 2015 Err, what kind of value and model of Zed are we talking about? If we are saying £2.5K for a brand new 370 Nismo @ £35K I'd say that's probably a good quote at 24YO! If however it's for a completely standard UK '05 350Z @£6000 then not quite so good Value of car seems to make no difference, its purely down to stats. When I got my zed, I was paying £1000 to insure it and at the time it was worth about £16k. And yet I was quoted only £400 by the same company to insure a brand spanking new Lambo Gallardo which was worth significantly more. Same postcode, same details, even telling them id park it on the street outside my house etc. I guess statistically more zeds have been claimed for than Gallardo`s and so they are a higher risk. That's probably about right, if you're over 25, even more so if you're over 30/40 or 50. Quote
nowhereboy Posted October 28, 2015 Posted October 28, 2015 As others have said, it's the postcode that's causing you the problem over anything else I'm afraid. Insurance is all about statistics, my 1.2 fiesta costs more to cover than the 350Z. Quote
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.