Because it then affects your Home insurance. Especially if like mine the garage is ajoined with a pass through door. The lady said you'd be shocked the amount of people who lock their garages, but not the pass through door. Which, have to admit im guilty of sometimes
I do think insurance is out of control though. This vicious circle of, high insurance costs from illegal drivers, false whiplash claims, fronting etc just following each other round in circles. Which cane first, chicken or the egg?