Wrighty086 Posted August 14, 2015 Share Posted August 14, 2015 Bought a 2005 350Z yesterday and really looking forward to using it. Unfortunately when I first did an insurance search I had a brain freeze and used my Grandmothers address (I'm a soldier and use her address regularly due to moving between Units as well as being away if letters need to be opened). Anyway original quotes were coming in at £700 ish as I'm 23 with 4 years no claims and a blemish free history so bought the car. Obviously now I've purchased the car I'm using my military address in Andover instead of Cambridge and it's gone up to in excess of £1,250 as well as a requirement for a black box (Admiral). So after advice for a decent insurance as a young driver. I certainly don't want to be monitored for a year by an insurance company and the extra £500+ was not factored into original budget. Keeping my fingers crossed as presently car sat outside and can't be driven at the moment. Quote Link to comment Share on other sites More sharing options...
gsexr Posted August 14, 2015 Share Posted August 14, 2015 (edited) Looks like you need to start ringing round, but is that really that much for a 23 year old ? Edited August 14, 2015 by gsexr Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 Probably not, it just caught me off guard from my original search as it nearly doubled. It go's up to £1,600 without black box. Quote Link to comment Share on other sites More sharing options...
gsexr Posted August 14, 2015 Share Posted August 14, 2015 Try Adrian Flux Quote Link to comment Share on other sites More sharing options...
ilogikal1 Posted August 14, 2015 Share Posted August 14, 2015 decent insurance Not Admiral! 1 Quote Link to comment Share on other sites More sharing options...
sianny Posted August 14, 2015 Share Posted August 14, 2015 Hiya! Adrian Flux were best for me, I'm 30 (when did that happen?!) but only have 4 NCB and totally inexperienced in powerful vehicles, my last car was a go-cart. I think if you have experience in similar vehicles there is an insurance guy who posts on here. I'll try and find him... Quote Link to comment Share on other sites More sharing options...
GMballistic Posted August 14, 2015 Share Posted August 14, 2015 Welcome aboard. As others have said try Adrian Flux, ....also worth using the comparison websites like GoCompare, Moneysupermarket etc to see what quotes you get from them. Quote Link to comment Share on other sites More sharing options...
Cookie Posted August 14, 2015 Share Posted August 14, 2015 Adrian Flux were also the best for me. For my best quote I first called Sky Insurance and got their quote. Then I called Adrian Flux and told them what Sky had offered and they beat it. Then I called Chris Knotts and told them what Adrian Flux had offered and they beat that quote. I then repeated this process until I had the best quote and cheapest excesses. My initial quote was around £800 and I finished up with it being about £400 (with all mods declared) and all the excesses were literally halved I hope this helps Quote Link to comment Share on other sites More sharing options...
Smc1992 Posted August 14, 2015 Share Posted August 14, 2015 I am 22 with 5 years no claims and it is around £1700 for me and my girlfriend as a named driver, she is 21. I also have 3 points for a bald tyre (I was pulled over the day before my MOT which I intended to get 4 new tyres the morning before I took my car round for the MOT in the afternoon). So I don't think my quote is too bad really. I'm with flux direct and it is classed as a modified car insurance scheme because I told them I have an aftermarket air filter on the car which actually brought my insurance down cheaper than anyone else. I don't mind paying it to drive my affordable dream car but I don't think your quote is bad but I wouldn't dream of having a blackbox in any car personally. Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 Yes sounds good, just tried AF and they are coming in at £1100 with a mileage recorder box fitted on an estimated 9k per year and £900 excess. About to ring Sky now. Quick question where are the smilies? Quote Link to comment Share on other sites More sharing options...
rs_wlkz Posted August 14, 2015 Share Posted August 14, 2015 I'm currently with Admiral, I had an MR2 turbo and was around £470 a year with mods declared and when I looked at a 350 there I'm up at £670. I'm quite worried about this black box carry on as is doesn't state I will need one? How do you find that out? I am also 23, 4 years no claims. Maybe try Tesco, they have always been cheap for my friends.. Quote Link to comment Share on other sites More sharing options...
ZeppoJeff Posted August 14, 2015 Share Posted August 14, 2015 That's pretty mental. I'm with Adrian flux 28years old with 0 years no claims and a list of mods and only £800 Quote Link to comment Share on other sites More sharing options...
allaboutthepasty Posted August 14, 2015 Share Posted August 14, 2015 Always been a bit weary of AF. The numerous car forums I've been on are just full of their horror stories with people ending up greatly out of pocket from them. A quick Google search will throw up hundreds of similar stories. I've been with Admiral for about 4-5 years now as they continuously end up being the cheapest on the comparison sites. Mine is due next month though and I have a few mods planned, so will definitely try Sky and Chris Knott in the next few weeks. Quote Link to comment Share on other sites More sharing options...
bigjackb Posted August 14, 2015 Share Posted August 14, 2015 (edited) I'm 21 with 4 years no claims and I'm with admiral with mods declared and it was £570 for me. Edited August 14, 2015 by bigjackb Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 14, 2015 Share Posted August 14, 2015 Quick question where are the smilies? On iOS, there are none. You have to use actual bbcode, like putting a colon then a close bracket for a smiley face. Quote Link to comment Share on other sites More sharing options...
rs_wlkz Posted August 14, 2015 Share Posted August 14, 2015 I pay annually as well which tends to make it a lot cheaper.. Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 Can't understand why it's so more expensive for myself. Maybe it's because I'm a soldier or possibly the area I'm in (Andover, barracks in the middle of nowhere). Anyway Sky won't even insure me on the car. Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 14, 2015 Share Posted August 14, 2015 What happens when you do a MoneyMeerkatCompare search? How many hits do you get back, what prices, what restrictions? Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 40 plus with Admiral being the cheapest at £1275 but with a black box fitted. Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 14, 2015 Share Posted August 14, 2015 What's the cheapest one with no box? Quote Link to comment Share on other sites More sharing options...
Mudman Posted August 14, 2015 Share Posted August 14, 2015 I would have thought if the car is kept hind the wire in the block or MQ's then it would be cheaper and you need to mention its kept like this if indeed it thats the case. Andover isn't exactly Moss Side is it ? Also make sure you ask for military discount as that's 10% normally. You do not want a black box in a Zed even driven to speed limits the acceleration alone will upset it. I use Chris Knott and they will match or even beat most other insurers. Its a pain shopping around but think of it as money saved so if a few hours work saves £300 on your premium then job well done - also might be worth checking the Forces Discounts sites and see what they have - Churchill used to be pretty good but wouldn't touch them as a civvy Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 Ensure £1,454 protected no claims. Sees like everyone else has taken the better deals so may just have to bite the bullet. So Adrian Flux at £1,186 with mileage box is not recommended? Quote Link to comment Share on other sites More sharing options...
Wrighty086 Posted August 14, 2015 Author Share Posted August 14, 2015 Will try Chris Knott now thanks. Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 14, 2015 Share Posted August 14, 2015 I consider any kind of box used on a performance car a bad thing. It's a downward spiral, lets not convince them it's a good idea. Ring Ensure (E-sure?) and tell them you've had a quote of £1200, see if they'll beat it. Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 14, 2015 Share Posted August 14, 2015 Also, have you tried A-Plan? They're very helpful, and might be able to find you something. Quote Link to comment Share on other sites More sharing options...
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