halifax have just doubled what they get from me by changing their interest rates. instead of charging interest on the amount, they now charge a flat rate of £1 a day regardless of the amount. so where i was paying £15 a month its now about £30 a month,
i'm also with nationwide and they have been one of the best banks i have ever dealt with, and one of the few i haven't seen on the news for stupid tradfing issues and bankrupcy.