^^^ Exactly, try anything you like, alarmed, not alarmed, garaged or not garaged, if will make little difference it seems.
Basically we are paying for the people that dont have insurance and scam whiplash claims, i am genuinely staggered by my insurance at 46, 9 years + no claims, plenty of "experience" with driving these vehicles, no points/convictions, no accidents, garaged, living in one of the safest postcodes.