iain10101 Posted January 5, 2011 Posted January 5, 2011 I have had a call from my insurance company this morning telling me the list price on the mondeo st200 is £2000 and is uneconomical to repair. I have two options they will give me £1400 and i keep the car and i can sell the parts on for roughly £2000 on top, but time taken goes into weeks to strip down or i can go to the settlement department at the insurance company and get the £2000 + anything else i can claim for. I then will have to get finance to get a new car looking at st2 focus's around £10,000. Im expecting a call back soon and was wondering what to do. Help please. Quote
rtbiscuit Posted January 5, 2011 Posted January 5, 2011 depends if yo uhave the time to strip it really; i'd probably take the cash myself. Quote
spursmaddave Posted January 5, 2011 Posted January 5, 2011 Think you answered your own question by saying it will take weeks to strip down. If you can afford it just take the settlement and move on and find a new car Quote
Tarmac@TarmacSportz Posted January 5, 2011 Posted January 5, 2011 if you can be bothered and have spare room then take the money and strip. if not go for settlement Quote
Stu350z Posted January 5, 2011 Posted January 5, 2011 If u got the space to store the st200 then take it back n strip it defo! Sad to hear bout the st200 I used to have a Focus st170 lovely wee car! Quote
glrnet Posted January 5, 2011 Posted January 5, 2011 If it was me I'd take the money, you know how long these things really take when you get distracted by normal life and the ZED! Quote
iain10101 Posted January 5, 2011 Author Posted January 5, 2011 Another conversation had with the insurers. They have gone up to £2250 to take the car away and £1550 and i keep the car. Its getting to the point of keeping the car and getting the £1850 im holding out for. Wont be classed as a total loss so i could repair with parts off ebay then sell her on. Quote
rtbiscuit Posted January 5, 2011 Posted January 5, 2011 buy back and repair might be a good option. Quote
marzman Posted January 5, 2011 Posted January 5, 2011 Have you got a quote to repair it from a cheaper garage than the insurers used? If you can repair it for less than the £1550 then repair it, keep it, and have some money in your pocket for the trouble. Quote
geoff-r Posted January 5, 2011 Posted January 5, 2011 Money and buy-back and repair it and sell it on. Unless you have the time and more importantly the space stripping down the car will be a ball ache. I still have parts from cars I stripped 3 years ago, I need a trip to the tip. Quote
Ebized Posted January 5, 2011 Posted January 5, 2011 Can you live with the damage on the ST and use it as it is? In which case use the £1550 (or whatever you can get) for ZED bits Quote
iain10101 Posted January 5, 2011 Author Posted January 5, 2011 Thank you guys, I managed to get them up to 2600, so take the car away baby. I now have £8000 burning a hole in my pocket so need a tidy car. Also managed to put by £1000 so paul when you do your next order, funds avaliable. Quote
iain10101 Posted January 5, 2011 Author Posted January 5, 2011 http://www.pistonheads.com/sales/2364984.htm Going to see this beauty friday, so fingers crossed. What do you think??? Quote
rtbiscuit Posted January 6, 2011 Posted January 6, 2011 http://www.pistonheads.com/sales/2364984.htmGoing to see this beauty friday, so fingers crossed. What do you think??? looks interesting Quote
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