st3ven1 Posted September 30, 2010 Share Posted September 30, 2010 Have any of the roadster owners noticed that it is significantly more expensive to insure than the coupé? Looking at around £800 for the roadster whereas an equivalent coupé is less than £500. Quotes for 24yo, 5years ncd, clean licence, no accidents, excellent postcode, experience with powerful RWD cars. Tried a few different companies, elephant, bell, admiral(all the same company I know) LV, compare the money saving confused meerkat etc. It just seems unjustifiable to me, to pay so much more for the roadster. Quote Link to comment Share on other sites More sharing options...
martinmac Posted September 30, 2010 Share Posted September 30, 2010 To be honest it hadnt ever occurred to me. I will check and see. Quote Link to comment Share on other sites More sharing options...
Zugara Posted September 30, 2010 Share Posted September 30, 2010 Nope, mines due on 18 oct and its £325 fully comp, business use, and 1 named driver...7 yrs ncd, clean driving licence. Stick an aftermarket zorst on, goes upto £775 Quote Link to comment Share on other sites More sharing options...
st3ven1 Posted September 30, 2010 Author Share Posted September 30, 2010 Had a look at the club insurer as well, however you have to be at least 30 Quote Link to comment Share on other sites More sharing options...
kevlo Posted September 30, 2010 Share Posted September 30, 2010 never checked for a coupe but my roadster insurance is 885 Quote Link to comment Share on other sites More sharing options...
BladesGrant Posted September 30, 2010 Share Posted September 30, 2010 Never checked for a coupe but my insurance is only £580 and that covers all my mods and I have plenty!! Quote Link to comment Share on other sites More sharing options...
Zugara Posted September 30, 2010 Share Posted September 30, 2010 Never checked for a coupe but my insurance is only £580 and that covers all my mods and I have plenty!! Who are you insured with.... Quote Link to comment Share on other sites More sharing options...
UNABASHED Posted September 30, 2010 Share Posted September 30, 2010 makes sense it would cost more as there is more chance you could fall on your head. Quote Link to comment Share on other sites More sharing options...
Zugara Posted September 30, 2010 Share Posted September 30, 2010 I wonder if the insurance would cough up for a new rag top if the rear glass got smashed. I am led to understand that the rear glass in the roadster is moulded into the fabric, therefore cant be replaced without replacing the entire hood? Assuming you have glass cover on your insurance. Quote Link to comment Share on other sites More sharing options...
JetSet Posted September 30, 2010 Share Posted September 30, 2010 Caroline pays around £600 for her roadster and that includes breakdown and windscreen cover with Lloyds TSB. One or two other insurers came out slightly cheaper. Pete Quote Link to comment Share on other sites More sharing options...
rob d Posted September 30, 2010 Share Posted September 30, 2010 I chopped my insurance half way throught he year. Most expensive way but hey what can yer do ? I had paid 330 for the civic and had to pay a further 280 to cover the Z. I am mid forties with one year NCD. So not too bad for a rag top. Insurance companies get huffy about ease of theft from a car you can open with a knife..... Quote Link to comment Share on other sites More sharing options...
lrh Posted September 30, 2010 Share Posted September 30, 2010 Roadster has always been one insurance group higher and there is a big leap in price from group 18 to 19. Quote Link to comment Share on other sites More sharing options...
rothers2901 Posted September 30, 2010 Share Posted September 30, 2010 Rag tops are always going to be more expencive. I insured my coupe with More Than insurane fully comp, maned driver, but with a limited milage 5k per year £280. Quote Link to comment Share on other sites More sharing options...
BladesGrant Posted September 30, 2010 Share Posted September 30, 2010 Never checked for a coupe but my insurance is only £580 and that covers all my mods and I have plenty!! Who are you insured with.... Chris Knott an insurer on here. Quote Link to comment Share on other sites More sharing options...
st3ven1 Posted October 1, 2010 Author Share Posted October 1, 2010 Roadster has always been one insurance group higher and there is a big leap in price from group 18 to 19. Ah that explains it, I always assumed that they were the same insurance group. I wonder if the insurance would cough up for a new rag top if the rear glass got smashed. I am led to understand that the rear glass in the roadster is moulded into the fabric, therefore cant be replaced without replacing the entire hood? Assuming you have glass cover on your insurance. Anyone know if this is the case? Would be interesting to know. Thanks for the reply's guys. Quote Link to comment Share on other sites More sharing options...
Arkwright Posted October 1, 2010 Share Posted October 1, 2010 I can't remember exactly what I paid this year but I went with quick fit and even with my 25 year old son as a named driver it was well under £500 fully comp. Quote Link to comment Share on other sites More sharing options...
Ekona Posted October 1, 2010 Share Posted October 1, 2010 Depends on insurer as to whether glass cover includes a new top, but for 95% of them it doesn't. Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 1, 2010 Share Posted October 1, 2010 Had a look at the club insurer as well, however you have to be at least 30 Contrary to popular belief there is more than one club insurer. Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 1, 2010 Share Posted October 1, 2010 Nope, mines due on 18 oct and its £325 fully comp, business use, and 1 named driver...7 yrs ncd, clean driving licence. Stick an aftermarket zorst on, goes upto £775 £325 on any 350Z is a very good price. If you are planning modifications, feel free to try my company as a comparison, we specialise in modified and import car insurance, we also offer a discount to 350Z-UK members. Quote Link to comment Share on other sites More sharing options...
st3ven1 Posted October 4, 2010 Author Share Posted October 4, 2010 Had a look at the club insurer as well, however you have to be at least 30 Contrary to popular belief there is more than one club insurer. Well unfortunately sky wouldn't quote me either as I'm 24, need to be 25! Quote Link to comment Share on other sites More sharing options...
Zugara Posted October 5, 2010 Share Posted October 5, 2010 Sky did quote me....not taking the insurance through them though...Sorry chaps, I didnt like the saying"£20 arrangement fee" when i was quoted. Although I must say that your sales rep did ask what was my best quote, which i told him was £295. When he informed me that through SKY it would be £595 I nearly fell off my seat... Sorry guys you lost my business this year. Also I dont do the "arrangment fee" thing either. Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 6, 2010 Share Posted October 6, 2010 Sky did quote me....not taking the insurance through them though...Sorry chaps, I didnt like the saying"£20 arrangement fee" when i was quoted. Although I must say that your sales rep did ask what was my best quote, which i told him was £295. When he informed me that through SKY it would be £595 I nearly fell off my seat... Sorry guys you lost my business this year. Also I dont do the "arrangment fee" thing either. Hi, thanks for trying us, as I said, the £295 you have been quoted is incredibly low. Whilst Sky Insurance are usually competitive for standard vehicles , we are much better for the modified examples. If you are planning modifications, it is worth checking how much you will be charged. You may find they charge an extra £300 for adding a set of alloy wheeel which suddenly makes our price competitive, I've seen it time and time again. With regards to the arrangement fee, we are a broker, this is one way we make our money. All brokers have arangement fees, just not all disclose them to the customer over the phone Thanks for your feedback. Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
stanski Posted October 6, 2010 Share Posted October 6, 2010 My roadsters have always been more to insure than tintops - probably a number of reasons -assumption that no steel roof therefore easier to steal it, but in reality I think its the fact that as convertibles are generally hand built and the parts are normally twice as expensive to buy compared to the coupe version hence they are more expensive to repair in the event of a crash say. Plus you know how much the stealers charge for new hoods and fitment - extortionate !! Simples! Just stupid risk statistics from the insurers unfortunately. Quote Link to comment Share on other sites More sharing options...
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