VERY wise advice Nixy and sorry to hear someone so relable and dedicated, who you have valued, has passed away at such a relatively young age.
Having nearly seen out six decades out I keep stressing to my two sons and others of more tender years to do as exactly has Nixy has said - once you get on the wrong side of 50 you start realizing time is running out and regret things you have not done, but perhaps could of done if you had put the extra effort in. Moral: enjoy what you can while you can, you never know what's around the corner