Zed devil Posted October 3, 2013 Share Posted October 3, 2013 Hi all, Have had my imported Zed covered with Bell Insurance for over 18 months now with no problems. Just been on the phone to them for a renewal price and it has gone up by £800 from the renewal I was given last week!!!! Queried this and they said that they didn't know in the first place that it was an import and I should of stated that it was an import to the advisor. My argument was, I gave the registration number to the advisor and if he didn't specifically ask me whether if it was an import then I can only assume he knew. They are now listening to the original phone call but I don't think I personally stated it was an import. If they asked then yeah I would of said. Where do I stand on this? Can't afford £1500 insurance and cheapest elsewhere was £2200!!! Any other good insurers for imports? Thanks 1 Quote Link to comment Share on other sites More sharing options...
Will370z Posted October 3, 2013 Share Posted October 3, 2013 The insurance premium is based on the facts relevant to the vehicle, if you omitted to tell them all the facts then it is only right that the original quote is invalid. May not be the news you want to hear but its right. On a positive note be thankful they found out now and not during the year if you had an accident and they declared your insuance invalid then, could be a lot worse. Regarding cheaper insurance i would contact some of the specialist insurance traders on here. Sky have been great for me. Quote Link to comment Share on other sites More sharing options...
14N Posted October 3, 2013 Share Posted October 3, 2013 (edited) +1 Everything Will said. Sky insured my Zed this year when no one else would touch it because of the number if mods. Then, when I recently bought a 2nd car they were able to apply some of my NCB to the premium, which no other broker would do. Edited October 3, 2013 by 14N Quote Link to comment Share on other sites More sharing options...
Harryjax Posted October 3, 2013 Share Posted October 3, 2013 Try money supermarket.com on their online form tick the imported box when your filling in your details. Sit back and see what they turn up quote wise. Worth a go. Quote Link to comment Share on other sites More sharing options...
ddcboyle Posted October 3, 2013 Share Posted October 3, 2013 Elephant admiral etc, that group, have upped their quotes on the comparison websites, I was quoted 1,6. However, on phoning them I got it for 800. May be worth a try spending a day calling tbe companies (a ball ache but may save you some cash) Quote Link to comment Share on other sites More sharing options...
Vlad Posted October 3, 2013 Share Posted October 3, 2013 Try BrentAcre...I had my import Celica insured with them-they were cheapest for me Quote Link to comment Share on other sites More sharing options...
Zed devil Posted October 3, 2013 Author Share Posted October 3, 2013 Tried all the comparison sites and dealt with Bell via telephone. Will try a few places mention but not looking good Looks like the Zed will be up for sale Quote Link to comment Share on other sites More sharing options...
Vlad Posted October 3, 2013 Share Posted October 3, 2013 (edited) Wrong thread lol Edited October 3, 2013 by Vlad Quote Link to comment Share on other sites More sharing options...
KyleR Posted October 3, 2013 Share Posted October 3, 2013 The question usually asked on forms is if it is a grey import? Is a grey import something specific or just a normal import? It would be interesting if they come back saying the question wasn't asked but your insurance still wasn't valid, then ask them to refund the money you paid them to insure the car which wasn't insured after all Surely they can see if it's an import from the reg? No? Quote Link to comment Share on other sites More sharing options...
Zed devil Posted October 3, 2013 Author Share Posted October 3, 2013 The question usually asked on forms is if it is a grey import? Is a grey import something specific or just a normal import? It would be interesting if they come back saying the question wasn't asked but your insurance still wasn't valid, then ask them to refund the money you paid them to insure the car which wasn't insured after all Surely they can see if it's an import from the reg? No? I like your thinking $$$ That was my argument about it showing up with the reg number and she said that not all imports show up as an import. That to me is an obvious reason for them to ask the question and not rely on the customer or by just assuming. I wasn't asked the question so they shouldn't assume the answer. I was asked about mods which I declared. Awaiting phone call for round 2!!! Quote Link to comment Share on other sites More sharing options...
Dblock Posted October 3, 2013 Share Posted October 3, 2013 Use a comparison website. Take the cheapest quote. These insurers are all at it. When I put in my reg it knows it's an import straight away. Quote Link to comment Share on other sites More sharing options...
Sempiternal Posted October 4, 2013 Share Posted October 4, 2013 I just want to chime in and say Sky halved the quote i was given by A flux.. give Sky a ring.. couldnt hurt! 1 Quote Link to comment Share on other sites More sharing options...
Ekona Posted October 4, 2013 Share Posted October 4, 2013 The fact you knew it was an import and that it would affect the premium, but chose not to disclose this looks about as clear cut as you can get, I'm afraid. Did you only declare the mods you think they want to know, or everything? Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 4, 2013 Share Posted October 4, 2013 I dread to think how many (import and UK ) cars are incorrectly insured off the registration number. The comparison site suggestions may work but bare in mind these sites are set up for standard UK car insurance. Feel free to get in touch, we specialise in Japanese Import car Insurance: http://www.skyinsurance.co.uk/japanese-car-insurance.html Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 4, 2013 Share Posted October 4, 2013 I just want to chime in and say Sky halved the quote i was given by A flux.. give Sky a ring.. couldnt hurt! Thanks for the recommendation Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted October 4, 2013 Share Posted October 4, 2013 Try Adrian flux, and Chris Knott insurance Also have a look here: http://www.350z-uk.com/forum/42-insurance/ Comparison sites are not the most competitive I'm afraid. You've got to phone and discuss things with brokers. Quote Link to comment Share on other sites More sharing options...
WhackyWill Posted October 4, 2013 Share Posted October 4, 2013 Try Japcover on www.japcover.co.uk they insured my Lexus RX import and were the cheapest by far . Quote Link to comment Share on other sites More sharing options...
370Ad Posted October 4, 2013 Share Posted October 4, 2013 If the admiral group is coming out on top then go through confused and put in the longest cover start date they will let you (30 days I think). This will give you the cheapest quote possible, once you come to pay for the insurance they ask you to choose a start date and you can change it here to the correct one and it won't effect the premium. Quote Link to comment Share on other sites More sharing options...
Ekona Posted October 4, 2013 Share Posted October 4, 2013 Admiral are no longer on comparison sites, according to my other half who did hers last month. Quote Link to comment Share on other sites More sharing options...
370Ad Posted October 4, 2013 Share Posted October 4, 2013 (edited) Admiral are no longer on comparison sites, according to my other half who did hers last month. Just did a quote on confused (which is owned by admiral), they came up top with two of their subsidiaries just after. 24 with a modified V6 for £370, can't complain. Love the Admiral group! Edited October 4, 2013 by 350Ad Quote Link to comment Share on other sites More sharing options...
14N Posted October 4, 2013 Share Posted October 4, 2013 If you do use a comparrison site and you select that it is an import, when continuing through to the brokers own site via the purchase option on the comparrison site, make sure that the import option is still selected and/or it is not stated in the assumptions of the broker that it is not an import. When 'mapping' data input on a comparrison site into the broker's site, details such as these can be lost or disregarded. Quote Link to comment Share on other sites More sharing options...
hensh65 Posted October 4, 2013 Share Posted October 4, 2013 Admiral are no longer on comparison sites, according to my other half who did hers last month. They are still on confused as mines is up in a couple of weeks and they were the cheapest Quote Link to comment Share on other sites More sharing options...
Briggsybriggs1 Posted October 4, 2013 Share Posted October 4, 2013 I'm with swift cover they were cheap and Adrian flux are good priced give them a ring Quote Link to comment Share on other sites More sharing options...
Zed devil Posted October 4, 2013 Author Share Posted October 4, 2013 Admiral are no longer on comparison sites, according to my other half who did hers last month. Just did a quote on confused (which is owned by admiral), they came up top with two of their subsidiaries just after. 24 with a modified V6 for £370, can't complain. Love the Admiral group! Is that a 350z? Confused came back with Bell and Admiral the best at £1450 -£1500 (import) 25 years old with 5 years NCB :S Quote Link to comment Share on other sites More sharing options...
Zed devil Posted October 4, 2013 Author Share Posted October 4, 2013 Also the Consumer Insurance (Disclosure and Representations) Act was amended in 2012. It used to state that it was the duty of the policyholder not to make misrepresentations. It now states that it is the duty for a consumer to take reasonable care not to make a misrepresentation to the insurer. I've been a honest guy and declared every modification on the car which is quite a lot. I assumed that they would know it was an import from the registration number. If it doesn't always show imports from registration number then the question should of been asked by the insurer. They ask about modifications, convictions etc which affect premium so surely it's down to them to ask about imports like the websites do! Quote Link to comment Share on other sites More sharing options...
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