V88 REG Posted October 13, 2010 Share Posted October 13, 2010 Im just about to renew the old car insurance but was pleased to find that my premium has gone from £600 last year to £1400. I had 3 points put on in april but how can the cost double!! i prob drive mine at best once a week and its in a cctv garage with gates and all that jam! are there any insurers that can offer a sensible price.?? ...............who knows big nose! Quote Link to comment Share on other sites More sharing options...
Husky Posted October 13, 2010 Share Posted October 13, 2010 certain insurers react differently to different things. you might find another insurer doesnt really care that you have 3 points but your current insurer does. Quote Link to comment Share on other sites More sharing options...
GruntBoy Posted October 13, 2010 Share Posted October 13, 2010 I'd thoroughly recommend comparethemarket.com. They got mine (32 years old, no points, protected full no claims) down to 415 a year with Admiral. Cheaper than going to Admiral direct, too. Quote Link to comment Share on other sites More sharing options...
Wasso Posted October 13, 2010 Share Posted October 13, 2010 I have all my mods listed below with Adrian Flux - I pay £800'ish a year, which provides legal cover, european driving and lost keys etc etc. Not only that but if any of the parts I've added or stolen etc they will replace like for like. I'm in my 30's so that might help my situation more. But have a look around at other insurers, there are so many around these days. I'm sure you'll want to insure your mods also. Quote Link to comment Share on other sites More sharing options...
Neilp Posted October 13, 2010 Share Posted October 13, 2010 Google is ur friend, elephant, admiral, bell, Adrian flux, there's loads and loads. I would advise not use use comparison websites, my cheapest was something like 5k went direct and got quote 1k. Quote Link to comment Share on other sites More sharing options...
veilside z Posted October 13, 2010 Share Posted October 13, 2010 try chris knott insurance. went with them last week. i have 3pts too. im 47 with a modified z. you can find the link on this forum. Quote Link to comment Share on other sites More sharing options...
M13KYF Posted October 13, 2010 Share Posted October 13, 2010 I have all my mods listed below with Adrian Flux - I pay £800'ish a year, which provides legal cover, european driving and lost keys etc etc. Not only that but if any of the parts I've added or stolen etc they will replace like for like. I'm in my 30's so that might help my situation more. But have a look around at other insurers, there are so many around these days. I'm sure you'll want to insure your mods also. I'd be aware of Adrian Flux. Quite a few bad reports here about them. Try Chris Knott or Sky Insurance, both do discount for the club. Also all the comparison sites dont check Direct Line or L&V Quote Link to comment Share on other sites More sharing options...
Cheesypuff Posted October 13, 2010 Share Posted October 13, 2010 It was on the radio yesterday that car insurance generally has gone up this year but thats a big big jump. Mine went from £380 to £490 which wasnt so bad, if it had gone up that much I would have had to considered selling up! Direct Line are cheapest for me. Quote Link to comment Share on other sites More sharing options...
JetSet Posted October 13, 2010 Share Posted October 13, 2010 Biggest ever increase in car insurance, especially for young male drivers. Interesting article, seems that we're all suffering because of it. That does sound like an extremely high quote though. http://www.bbc.co.uk/news/business-11526311 Pete Quote Link to comment Share on other sites More sharing options...
Husky Posted October 13, 2010 Share Posted October 13, 2010 use this process http://www.moneysavingexpert.com/insura ... -insurance its a bit of work but if you think, you could spend 2 hours doing this and save 300 quid, thats the equivilant of earning £150/hour for surfing the net Quote Link to comment Share on other sites More sharing options...
snooks Posted October 13, 2010 Share Posted October 13, 2010 aviva 408quid but I am 55 yrs old, 8000 yearly miles including commuting and wife also on policy. Quote Link to comment Share on other sites More sharing options...
Ekona Posted October 13, 2010 Share Posted October 13, 2010 What were the three points for? And have you bothered to ring them up and ask them to reduce the cost yet? Quote Link to comment Share on other sites More sharing options...
srobrien Posted October 13, 2010 Share Posted October 13, 2010 Try bell...was only £700 for the m3, 27 1 yr NCB. R Quote Link to comment Share on other sites More sharing options...
Ricey Posted October 13, 2010 Share Posted October 13, 2010 Join up to quidco too...........they're paying £45 cashback on Admiral (who are usually the cheapest in my experiance if your a younger driver) Multicar. On a side note does anyone know/use quicdo?? Is it worth me putting on a separate thread explaining what they do? I've coined about £200 off them for basically doing bugger all. Quote Link to comment Share on other sites More sharing options...
marcuscollings Posted October 13, 2010 Share Posted October 13, 2010 Join up to quidco too...........they're paying £45 cashback on Admiral (who are usually the cheapest in my experiance if your a younger driver) Multicar. On a side note does anyone know/use quicdo?? Is it worth me putting on a separate thread explaining what they do? I've coined about £200 off them for basically doing bugger all. I use it and try and get my mate to as well I've had about £350 in two years! Well worth it if you have the time to do it and remember to clear your cookies! Great if you have the time to sign up for the stuff that's on a free trial and make £35 for nothing Quote Link to comment Share on other sites More sharing options...
Sam Mcgoo Posted October 13, 2010 Share Posted October 13, 2010 use this process http://www.moneysavingexpert.com/insura ... -insurance its a bit of work but if you think, you could spend 2 hours doing this and save 300 quid, thats the equivilant of earning £150/hour for surfing the net I used this website last year and followed the suggested processes. I did it with car insurance for me and the missus, house insurance and 2 landlords policies. Ended up saving myself £1400 in 1 year on insurances alone. I highly recommend using this website, he maybe very annoying but Martin Lewis knows his s^*t! Incidentally, I'm with flux too. Me and the missus (32 and 36) all mods declared and insured like for like £580 Quote Link to comment Share on other sites More sharing options...
Roo Posted October 13, 2010 Share Posted October 13, 2010 Im with admiral, when my renweal cam round they had hiked my insurance up by over £100. So i went out and got a couple of other quotes. Adjusted the value of the car based on current market value ( which is what the insurance company will pay out for! ) and hey presto got it about £50 below last years premium and still with admiral! Quote Link to comment Share on other sites More sharing options...
Bradders Posted October 13, 2010 Share Posted October 13, 2010 I'm coming away from Chris Knott now I'm afraid. They had to give me a hefty jump, even though I have had no change to circumstance ie no shunts, no tickets etc. I've went through confused.com and got a quote with Admiral for less tham I'm paying currently. Would recommend the multi-car as that has dropped both mine and the missus Suzuki Sport considerably. Confused.com is always good for a laugh too. Guess what my highest quote was?? Bradders. Quote Link to comment Share on other sites More sharing options...
HaydnH Posted October 13, 2010 Share Posted October 13, 2010 use this process http://www.moneysavingexpert.com/insura ... -insurance its a bit of work but if you think, you could spend 2 hours doing this and save 300 quid, thats the equivilant of earning £150/hour for surfing the net He should probably mention putting someone else on your policy, I always put my dad on as a named driver and get a huge discount because of it (I'm 33 btw). Quote Link to comment Share on other sites More sharing options...
slimjim Posted October 13, 2010 Share Posted October 13, 2010 I couldn't believe the premium I got from Admiral... I was paying £550 a year for a shitty beaten up SEAT Leon Diesel..... Tam was paying £100 less for her A3 diesel. So I was a little worried about quotes for the Zed (obviously looked before I bought) We NOW pay £700 a year for the Zed AND the A3! MUCHO recommend Admiral multicar! Quote Link to comment Share on other sites More sharing options...
V88 REG Posted October 13, 2010 Author Share Posted October 13, 2010 Well... Chris knott wont insure me as im not 30? ive had the car 2 years and im now 26?! weird. Also i rang Elephant insurance and (mods included) i got it down to £693 which is about 800 quid cheaper than anyone. But saying that i might be changing the car, so this may all be for nothing. Quote Link to comment Share on other sites More sharing options...
Jenni86 Posted October 13, 2010 Share Posted October 13, 2010 I'm with Adrian Flux 1k for my insurance this time, i'm 24 no points etc. All cosmetic mods can be added free of charge at anytime Chris Knott have now changed the age to 30 so they wouldn't touch me. I did shop around before I went with my current choice and saved £350 awesome Good luck with the search Quote Link to comment Share on other sites More sharing options...
350zStephen Posted October 13, 2010 Share Posted October 13, 2010 I'm 21, 4 years driving, 4 years NCB. UK 350z GT - £964 including breakdown, legal cover etc. With Admiral. Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted October 14, 2010 Share Posted October 14, 2010 Well... Chris knott wont insure me as im not 30? ive had the car 2 years and im now 26?! weird. Also i rang Elephant insurance and (mods included) i got it down to £693 which is about 800 quid cheaper than anyone. But saying that i might be changing the car, so this may all be for nothing. Did you try my company? TEL: 0208 3645500. Quote Link to comment Share on other sites More sharing options...
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