Shaun1982 Posted February 21, 2010 Share Posted February 21, 2010 Just unfortunate i suppose that the only way to find out for sure would be to claim Im protected too & in the past had thought about using it.lol Quote Link to comment Share on other sites More sharing options...
shire350Z Posted February 21, 2010 Share Posted February 21, 2010 its like why do they ask you if youv had a claim within the last few years or so if your still on PNCB?! Then you say yes but iv still got PNCB so what does it matter and there reply well we still have to put it through as a claim, its like well no you dont as thats the reason i protected them in the first place and as long as i dont claim more than twice in the year it shouldnt matter to my following years no claims discount, but i bet it does Quote Link to comment Share on other sites More sharing options...
jerry3167 Posted February 21, 2010 Share Posted February 21, 2010 Glad youre ok!! S2000`s are a car that greenlight insurance wont insure, and they are the car that has the Highest single car accidents in the UK!! Quote Link to comment Share on other sites More sharing options...
ian.lewkowicz Posted February 21, 2010 Share Posted February 21, 2010 Exactly the same question I was thinking mate, I'm sure they will screw you over somehow Almost 100% certain it will affect your premium next year. Same theory as if you crash another car insured under another policy. It is still an accident that has to go down in your accident history and as such your premium will still be affected. I had an accident while driving a car I was insured on as a second driver (while I was learning) My first premium ended up being £1600 on a Peugeot 106 1.1 because of this. The advantage of protecting your NCB isn't that it won't go up at all, but bear in mind to protect them you need at least 4 years (I believe) and if the insurance companies are to be believed that will be equal to a 40% reduction in your price. So your premium may go up, but you'll still have a 50% discount the following year (4 years NCB carried forward plus your added year) If you lost the NCB too your premium would no doubt go up a lot more Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 21, 2010 Author Share Posted February 21, 2010 Sounds like I should be happy I renewed last month with 4 years protected ncb then, I'm up early tommorrow to let them assess it, so Ill let you know the damage Quote Link to comment Share on other sites More sharing options...
andlid Posted February 22, 2010 Share Posted February 22, 2010 Sounds like I should be happy I renewed last month with 4 years protected ncb then, I'm up early tommorrow to let them assess it, so Ill let you know the damage feel for you mate, hope it gets sorted nice and easy Quote Link to comment Share on other sites More sharing options...
Dblock Posted February 22, 2010 Share Posted February 22, 2010 Doesnt look that bad tbh. I wouldnt take it to nissan though. Also it would involve the insureance as they will hammer you next year and also if it was your fault why would they pay out? all IMO ofcourse. Quote Link to comment Share on other sites More sharing options...
clarkie34 Posted February 22, 2010 Share Posted February 22, 2010 It does not matter if it was Scotts fault,it was a accident thats what fully comp is for. Gutted for you Scott,hope its not to expensive to put right. Quote Link to comment Share on other sites More sharing options...
Toon Chris Posted February 22, 2010 Share Posted February 22, 2010 AS someone who came within an inch of doing the same yesterday I really do empathise. I was going at 5mph (really!) in a straight line with no acceleration or deceleration or braking and the back end still went out as the road had a camber. One right angle skid later and *just* missed the curb. Nearly died of slow-motion horror. Sorry to see you have bent your lovely Azure, but at least it won't cost you to have it sorted Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 looks like ill go through insurance, theyve listed pretty much everything to do, mainly because there are 2 arms bent, and they dont know wether the strut and other parts are out of place because of the arms or because they are bent as well, so they have to price for job lot, but might not be all the parts if you get what im saying, also, the rim will need to be replaced by them or fixed by me, and the bumper needs to be sorted, im getting a price later, so ill let you know how much nissan charge for it Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 might be fixing it myself, alex can do me a great price for the whole passenger side suspension, so it would save involving the insurance and getting bummed on renewal prices next year, all i would need to do is then pay for the bumper repair and buy the new alloys which i had already planned for Quote Link to comment Share on other sites More sharing options...
Lincolnbaggie Posted February 22, 2010 Share Posted February 22, 2010 might be fixing it myself, alex can do me a great price for the whole passenger side suspension, so it would save involving the insurance and getting bummed on renewal prices next year, all i would need to do is then pay for the bumper repair and buy the new alloys which i had already planned for Sounds like a mini-meet at Scott's. Anyone fancy lending a hand to get him sorted? I'll be there Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 Sounds good, I'll make the coffee and bacon buttys, you guys can do the job Quote Link to comment Share on other sites More sharing options...
Shaun1982 Posted February 22, 2010 Share Posted February 22, 2010 I would but im useless Quote Link to comment Share on other sites More sharing options...
Lincolnbaggie Posted February 22, 2010 Share Posted February 22, 2010 I would but im useless You can help Scott with the coffee and bacon and give us encouragement Let's get a list going 1. Scott (bacon butties) 2. Lincolnbaggie (spanners) 3. Shaun1982 (coffee) 4. Quote Link to comment Share on other sites More sharing options...
Shaun1982 Posted February 22, 2010 Share Posted February 22, 2010 You havent seen my coffee making skills either i could stand around,watch,look at scotts cf bits & eat all the bacon butties for you though Quote Link to comment Share on other sites More sharing options...
Lincolnbaggie Posted February 22, 2010 Share Posted February 22, 2010 1. Scott (bacon butties and coffee) 2. Lincolnbaggie (spanners) 3. Shaun1982 (hanging around aimlessly, stuffing face with butties) 4. Quote Link to comment Share on other sites More sharing options...
UNABASHED Posted February 22, 2010 Share Posted February 22, 2010 I slid down a hill two weeks ago and sat panicking while travelling towards a parked car at 5 miles an hour. Luckily I managed to swerve towards the curb and turn the wheels towards it to stop but I certainly cr*pped myself and then refused to move any further! Bad news there scott, I hope you get it sorted swiftly and cheaply! Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 looks like i will be doing it myself, i can get the parts cheaper than my excess so might as well not bother with the insurance company, nissan want just under 4k for doing the work, and only 575 of that is labour seen as you guys are doing it ill order a set of lowering springs aswell ill get onto alex later and order the parts Quote Link to comment Share on other sites More sharing options...
Lincolnbaggie Posted February 22, 2010 Share Posted February 22, 2010 and only 575 of that is labour At least that means it shouldn't take that long..... Just hope we can get all the bolts undone! Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 i didnt have much of a problem on the other side when i changed the lower arm so hopefully all will be well, ill grease all the parts the night before and again in the morning Quote Link to comment Share on other sites More sharing options...
Lincolnbaggie Posted February 22, 2010 Share Posted February 22, 2010 Just get loads of releasing oil on the bolts so we don't round them off or shear them! Do you have use of another car while yours is off the road (ie are we in a major rush to get this done)? Also, what bits need replacing in all? Do you have stands/jacks etc and anywhere warm and dry to do this? Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 22, 2010 Author Share Posted February 22, 2010 im hoping to get it done either this week/weekend or next, i havnt got another car to travel in as yet, ill have to use the folks, im not at that other house as me and the misses split up, i think, basically everything in the suspension im replacing except the anti roll bar and main cross member, should be fun, and unfortunetly, id bring you thermals, it will be outside Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted February 22, 2010 Share Posted February 22, 2010 I would but im useless +1 all I can offer is encouragement, and maybe a bit of running around if required Quote Link to comment Share on other sites More sharing options...
scottsoulby Posted February 23, 2010 Author Share Posted February 23, 2010 ordered the parts today from alex so should be here friday including tein lowering springs, also should be ordering the 19" wheels and tyres tommorrow so they should be here friday as well Quote Link to comment Share on other sites More sharing options...
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