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Sarnie

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Everything posted by Sarnie

  1. The biggest target of these claims are for block PPI policies that were taken out with mortgages. What would happen would be that the monthly premium would be calculated over a 5 year period. So if the PPI for a client was £30 a month, the dodgy mortgage advisors that were around in those days (not me I promise ) would talk the customer into purchasing the five years of cover upfront. So £30 x 60 = £1,800 would be purchased by the client. Now, most people don't have £1800 to purchase insurance in advance so the broker would suggest borrowing it on top of the mortgage. So £1,800 would be added to the mortgage, upon which they would be paying interest on for the term of the mortgage The commissions to the advisors was huge, mainly because the policy could not be cancelled as it had been purchased in advance, so PPI mortgage sales were rife. The main problems came from the fact that most of the time the advisors would ignore the fact that the PPI was for employed applicants, even though the client was self employed meaning the policy would never pay out. Also, most clients thought the cover was for the life of the mortgage not just fives years. Fortunately, PPI never sat right for me and I avoided providing my clients with it at the time, which I'm glad of now
  2. Thinking about it, it can't have anything to do with the import date, as if it's an MY07 car then it has to have been imported after the March 2006 tax cut off. Therefore it can only be how the car has been registered with the DVLA etc.........
  3. Should you have not checked this before you bought the car? Post some pics of your car and we'll tell you what it does/doesn't have........................
  4. What date was it imported?
  5. Number 125 looking poorly; http://www.ebay.co.uk/itm/NISSAN-370Z-B ... 4d041a622f
  6. I'm sure coloured wheels look ace at McDonalds drive thru meets.........................
  7. Not old but orange Volks might look decent on a slammed white 370 on Miami beach. But, not in rainy old pot-holed UK.
  8. Not white. Not orange. Not green. Not blue. Not yellow. Anthracite or Diamond Black. Those are your choices if you want to keep it tasteful. Don't turn a set of Volks in to a set of Rota's
  9. 'Robots in Disguise'
  10. Jay, what are you doing to those poor Volks?!?!?!!?!?
  11. They will be 'stuck' in your outbox untill it is read by the recipient
  12. Nothing like a bit of Money Laundering
  13. Each parent will have their own IHT threshold, which as long as they don't exceed you shouldn't have to pay any IHT, depending on the figures were talking about here. However, if they die within 7 years of giving you the money, it could complicate matters. You need to seek out a specialist IFA.
  14. Two B's?????? Sloppy......
  15. No it's not; WAKE UP AT THE BACK PLEASE!
  16. E46 M3 Just put diesel in it
  17. Yep, the £ Vs the Yen saw to that. The only benefit to importing an R35 was to get it sooner as the JDM cars came out a lott earlier than the UK cars.
  18. Twice as expensive isn't actually that bad when you consider that even early GTR's (circa £40k) are at least four times as much as most 350z's (circa £10k).
  19. Congrats, I too have been living the 'parent pain' for a few years now
  20. Even with the Nismo sticker? In this instance yes +1 I can't imagine that there is a genuine V1 Nismo bumper anywhere in 2012 that is unpainted and never fitted etc.......
  21. Maybe someone should buy it then As soon as I can get the Mrs to go back to work, I'll be back
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