Jump to content

Sarnie

Members
  • Posts

    23,618
  • Joined

  • Last visited

Everything posted by Sarnie

  1. +1 I'm not sure what I'm missing??
  2. Sarnie

    E46 m3

    I love M3's but think they look like complete chav wagons when people start adding wings and kits to them. Given the lines and JDM nature of the zed, it's a much better car if you are in to modifying cars....
  3. Sarnie

    E46 m3

    Great cars, I had an SMG one previously and it's a great alternative to a zed, especially if you need the rear seats and the boot space. Yes, BMW's themselves are common, but you'll find that there's not that many E46 M3's on the road nowadays compared to when it was a current model and every rep/sales manager out there had one.
  4. Finally, someone who knows how to write a for sale advert, takes proper pictures and prices it right!! Personally, I'd get that drivers bolster fixed and add £500 to the price! Good luck
  5. ^This..............it's barely a 350z...........
  6. That's deffo an aftermarket/DIY SatNav too, OEM one has rows of buttons in front of the screen The buttons are MY06 onwards...
  7. What is hanging from the rear view mirror???
  8. How many dead threads are you going to resurrect??
  9. Sell it man. It's a hunk of metal that your not using or enjoying. It would be fine if you were using it and enjoying it, but once your not, every penny spent on it is a waste and every day it depreciates more..... Whatever it's worth, that money would be better spent on something you'll get something from.......even if that's coke and hookers
  10. Are they disappointed after meeting you or after getting their results??
  11. Sandwich has however unearthed a point I'd never thought or knew about in terms of the insurance being voided. It was something that was brought to my attention by a local lettings agent. He stated that they now ask the landlords for evidence of not only landlord insurance but also the CTL or BTL mortgage offer, to ensure that the insurance was valid, to protect their clients that they were putting in to rental properties. If I was an insurer and had a landlord insurance the claim, the very first thing I'd ask for would be confirmation that you had permission from the lender to rent the property out..............
  12. Being in negative equity, in a way is a good thing, as they can't move you to a BTL product (which would carry higher rates and fees) as the LTV needs to be below sub 75%. Consent To Let is given on a case by case basis. They will want to know why it's being let out, eg have you got to move to be closer to work etc etc? It will depend on things like, your account conduct, your credit score, your income and how long you've had the account. What the lender is trying to suss out is if this is an attempt at a "back door BTL" Eg did you by the property a few months ago on a residential product (lower deposit, rates & fees) and now suddenly you want to let it out, this avoiding the higher deposit, fees and rates etc etc.
  13. They look like Nismo wheels to me........just minus the nismo stickers....
  14. Or a slightly more cavalier approach might say dont tell your lender a goddamn thing - worst case you get a moaning letter if they ever find out.........ultra worst case thats never happened in the history of time is that your in breach of your terms and they can call the debt in. Tell them and chances are they'll charge you a fee and load your rate whilst demanding a billion and one forms. Second piece of advice.......instead of letting the property have you thought about stapling your scrotum to a really disgruntled porcupine? The reason I ask is because being a landlord is about as much fun. Get a local chav to firebomb the place instead. Yes, informing the lender can cause issues, but if you let the property and the house burns down, if you haven't got the correct landlord insurance they will refuse to pay out. If you have got the correct insurance, the first they will ask for will be proof that the mortgage was a BTL or at the very least you had Consent To Let. If you have neither, you'll have a very expensive pile of rubble on your hands....
  15. Make sure you get Consent To Let from the mortgage company (if you have one) and also the correct landlord insurance....
  16. its funny cos I bet the one person who criticises everyones car choice wont post. Who would that be?
  17. People hiding from overzealous employers................
  18. So that "Nismo" gear knob you was trying to flog members was legit? No? Didn't think so................
  19. Ban me for what? I've not tried to sell fake gear as legit.........unlike you..........
  20. Sorry friend, it was just the first 2 cars that popped into my head. If you can get the finance on it......
  21. what do you drive? A car. Is that weird?
×
×
  • Create New...