Jewell

But we can surely all agree that things aren't going to be better for any of us for at least the next 5 years are they?! I've spent my 20's not having enough money, and just as i get into my 30's, buy my first house, have got enough money to be happy - the rug gets pulled from under me. Now i've got a decade of financial uncertainty all over again. I wish I didnt buy my house last year now, and that I would have waited until next year when the values would have plummeted and mortgages will be cheaper. Instead i'm going to be stuck in my house with negative equity, unable to remortgage. 5 years is nothing in the grand scheme of life. It's called tough love and personally, you were kinda silly not to wait until after the referendum. This is a mini recession, not a 2006-2010 recession. So what if the market drops for 6 months, people don't like change and it was shown today in the market. After every storm, the birds will eventually come out singing, it's the cycle of life. The financial cycle of life, look at how many recessions we've had and what's caused them. You have to financially plan for a recession which happens every 20-30 years, some worse than others. On the flipside, lots of money was made today on the markets so a bloody marvellous day for some!

True. My old boss was paid £600 million in 9 years for his trading skills. If you don't think it's possible, I will happily put up a link. It might have even been £900 million.

Ban banking has changed a lot, I remember my parents and grandparents talking about getting a bank loan for the farm or even just for something small; you'd wear your best suit, you'd prep your reasons etc but the loan wasn't always given even if you were a safe bet. back in the past very little risk was taken banks were far more cautious of the money on how and who they lent to. now it is far more open. far more eager to lend and give you money. they are far more profit driven then they were 30 years ago yes they are not our parents but they still have to lend responsibly; the public are not blameless but the financial industry allowed and put in place the triggers. they ignored warnings and continued to gamble dangerously. I think the banking sector is important and will be key to financial growth and recovery, but they need to be regulated and they need to be kept in line. to make good profits you need to take a certain amount of risk, but the risk needs to be controlled and clear boundaries set out. they are at the end of the day working with our money, our savings, our wages, our pensions, yes they need to make a return on that money but they were getting far richer off our money and how they invested it then we ever did banking with them. I agree with what you are saying but Banks are stupid just as much as of the lenders who can't borrow responsibly. Banks shouldn't loan against people who have bad credit ratings, they shouldn't lend at all, let a lone lend out money at a higher APR? Do you know how backwards that is? "You're a risk to borrow money so instead of saying no, we will give you half of the amount you want and charge quadruple the interest"....... Banks, also shouldn't tell you to bet your money on a bad investment. They shouldn't tell you to put money against an investment that they know for a FACT will go bad but they still did. Banks, who spend millions a year on "market compliance research" aka hookers and concierge services getting a @*!# load of top quality cocaine. Who are the biggest users of top quality drugs? Ah yes, bankers/high fliers. I find it hard to believe that bankers actually thought that they could make money out of nothing. The banks were not audited AT ALL and the reserves and Financial Conduct Authority warned people but were cut funding and told to keep quiet. Greed, greed, greed. Who thought it would be a good idea to let bankers control the level of money they could bet against in the market? That's investors money and interest from our account How anyone can justify £10 million in 12 months pay cheque is beyond me. We live in a messed up world. The illegal human slave market is bigger than ever, drugs are more popular than ever and Teorrism/groups are more active than ever. I'm moving in to a bunker in the Amazon.

My grand father and many other highly educated, "in the know" ambassadors of business have been wanting to leave the EU for over 20 years. He wrote this book in 2000! https://www.amazon.co.uk/Ratchet-Cool-Look-European-Union/dp/0953469719/ref=sr_1_1?s=books&ie=UTF8&qid=1464891907&sr=1-1 http://www.junepress.com/book.asp?BID=649 My grandfather was an architect and then retrained to be a corporate lawyer, my uncle was the director of the whole of Asia for Jones-Lang-Lasalle, the biggest Skyscraper property owners in the world and is now head financial advisor to the richest man in the world. They both want out. You will find anyone that knows about business that consults for others, so are not trying to a sell a product from their own business/group, want out of the UK. Anyone that has a business that relies heavily on world trade, which will obviously slow once we leave but will eventually return to normal, votes to stay. They are voting for their own financial agenda, not for the British public. So, as always, people are getting paid by these big corporate companies to write about the positives of staying in(If I pay you £1 million to write this paper about the positives of staying, will you do it? Yes I will). This also happened when the boundaries of banks borrowing the publics money for riskier trading was voted in(banks were only allowed to borrow 2.5 times of their asset worth, then it went up to 8 times) and within 10 years, we had the worlds biggest financial collapse costing trillions. British and American economic professors were paid silly money to write papers about how good that move would be and how the risk would be controlled, these people are professors who teach economics and they all got it wrong. Vote in all you want but LISTEN to the people who actually know, don't read the papers, LISTEN to people who work for themselves as advisor's that want the greater good to be told, not the greed that has strangled this world to a point where a trade in London or America, can cost the jobs of thousands of poor people on the other side of the world.

Do we have the 5th biggest economy because we are part of the biggest trading club though? No, we had the biggest trading economy in the world before that club started fella.

Leave, cause a bit of a storm, investors play it safe and don't move assets around until they know it's not as bad as they thought. UK lives happily ever after. We have the 5th biggest economy, we don't need to be part of any club. I can't wait to leave.

Create boundaries so everyone knows where they stand. People do not discuss this and it creates problems. I say to my lady, who I've been with for 4 years and we said this right from the start. When you go out, I won't text you but please, if youre going to be back at a certain time, please stick to it, whether its midnight or 3am, as long as you're home/safe, it's fine. If my partner text me on a night out, I would be annoyed massively but this is a conversation to have right at the start. Generally people have these conversations when there is a problem, have it before hand so that everybody is clear. It sounds like you have doubts and have probably had issues in the past of trust. If it's a hen do, I wouldn't expect any text until the next morning when awake because it's girls going crazy, probably rubbing up muscle men etc but I don't care, as long as she doesn't do anything physical then game on. A lads stag do would be the same but with hot strippers with boobs rubbed in my face. It's all a laugh. The fact you are airing your dirty laundry online is like a cry for help. Find out what is making you not trust her and the funny thing is, the people that are generally wary of their partners cheating are most likely to do the cheating anyway. Your biggest problem is with yourself, not her.

Only one thing for it..... Go round the left......poor hose.....

Great looking lights.

A colleague had one and I did a couple hundred miles in it, in and out of London. Nice but not worth it really. The best bit is the look, everything else is average. Looks super car but not super fast and not amazing handling compared to other cars in the same price range. His was a daily commuter but lots went wrong costing him a fortune. Maybe it was karma because he got fired for stealing £300,000 over 4 years on top of his £200,000 wage lol.

Yes but Ekona is never wrong, he simply can not be wrong and think's his comments are the voice of reason. Ekona, yet again being a dull old man who's most exciting part of the day is taking his morning poo, after that, it's all downhill.

Warming a car up properly is key. I change gear very gently and no hard acceleration until the temp is up to normal. They say most engine damage is within 10 minutes of turning the engine on and that's the rule of thumb I go by.

OMG Mate, you put up the wrong video....What is your missus doing with those bamboo sticks???????????

It trickles down to people like me but it doesn't get to the masses and that's whats more important here, the general public. One of my companies, which will be on channel 4 soon which I will put up a thread about, serves wealthy people in all manners and I have no qualms in taking their money from them.

Some people are talented at art, some at woodwork, some at swimmimg, some at business. You want to punish those who are good at business? Sounds like jealousy to me..and communism. not punish, but you can't make money out of nothing and that is what the Banks did that caused the 2006 collapse and who suffered the most? The poorest did. Some CEO bankers were paid $565 million dollars in 12 months. Yet, all of these banks failed and the Government, aka you and I bailed them out!! They didn't lose anything. So how can you be really GOOD at a job and yet all the big banks failed and they were all PROVEN in breaking the law. So I agree with your statement in being paid well when doing a good job, but it is the complete opposite for thousands of bankers/traders. Yet Iceland, Finland jailed their bankers yet it wasn't reported. There economy has slowly recovered and is growing in baby steps. I'm not jealous at all, my house over looks the sea in Devon and I work in London so my life is pretty much perfect. But having lived and worked in very close proximity to these people, I know that it's not all fair and most have shat on someone to get to where they have.

It is one massive crock of s**t. It will always be "money talks". My clients are the wealthiest in the country, one went to court to explain to the Government why his skills were needed to help the economy grow after the 2008-2011 recession, when he got back in to the car he got on the phone to his friend who questioned how his court appearance went to which he replied "What a load of @*!# "You need my skill sets to help the economy recover", time for us to make some more money now, green light has been given" Said person made £900 million in 15 years and I think it's disgusting really. No matter how good you are, no one is worth that amount. Greed, that's all it is. Personal wealth should be capped at £100 million. Yet my last role before I started up on my own bought Park Place in Henley-On-Thames for £140 million. £140 million for a 200 acre estate and 1 house with 3 small houses, how is that justifiable? It's getting ridiculous, absolutely disgusting but it's the way the world has always worked. The problem we have now is that, the gap between poor and rich is getting bigger but there is 1000 times more poor people than there is wealthy. The way it is going, we will have big problems in the future. Tax havens are created in the worlds poorest countries to help boost their own economy and it will never be banned, because no government will sign it off, ever. Because Governments/Gov parties are funded by huge financial companies/CEOs.

My old dash was carbon fibre/alcantara/leather seats. When done right, it looks good......obviously that depends what your idea of good actually is.

Nice car, GLWTS but anyone could buy a car 2008 HR model for £11k-£12k with another 5000-10,000 miles on the clock?

Great looking car, not OTT but massively improved looks.

Explain how they block the roads up, to say a normal Mondeo? I'm sure this picture will offend you of my driveway lol (2 on the left aren't mine) Let that anger build up lol

I wouldn't buy it. Owner sounds like a chav who can't spell. Doesn't know what a comma is and has a chip on his shoulder.

I know the Ring quite well with my best lap being 8 minute 30 on 2 wheels. My best advice would be that its not a track, its a fast road with a LOT of bumps. Don't try and go super fast, that might sound stupid but people get the red mist and go wild and crash within 5 laps. Slow in, fast out. Normal checks on the car, nothing special. Know the rules of how it works and be courteous to others, giving enough space etc. Close over takes are not cool. Elevation change was my biggest shock when actually driving/riding it from all the YT videos/Gran Turismo. Enjoy it but just cruise around and get to know the track, there is no rush to go fast. Whoever said about the oil cooler, never talk to him again as that person is stupid and needs to be put on the stupid step.

It's te standard OEM one mate. Iv just added spats and a carbon Diffuser. U like then? Yeah, looks nice. Can I ask where you got it from? It's a better look but subtle.

the rear bumper, what make is it?

Before I recruit someone for a role, I always check their social media pages etc.