Ekona

Well, no. Not regardless of cost. That would be silly. Imagine if you owned a 1985 Rover worth £500, and someone drives into it. The parts needed are no longer made so they need to re-tool which costs £2M. Do they HAVE to do that? Yes, that's a deliberately silly one, but the point is true. You could try suing the TP for damages like I said, but you'd have to prove negligence or that they owed you a duty of care, and then you'd still have to convince the judge that paying £7K to fix a car worth £6K is worth it. Never, ever going to happen.

*grabs handbag*

AIUI (and not wanting to take away from Tim, who actually does it for a living!), and to take it to the logical conclusion: Third Party Insurer (TPI) decides car is uneconomical to repair, wants to write it off and pay out. OP doesn't accept this, so throws it back to them. TPI do not budge. Ultimately OP would end up in court trying to convince a judge to get the TPI to make his car perfect again regardless of the cost which is obviously just ludicrous to attempt so tbh you can forget that approach. What the OP would actually need to do is then start the process from his insurer, who would then contact the TPI to sort out. Now here's the rub: In the policy document, the OP has agreed that his insurer may deal with any claim as they see fit. I can promise you that they will push back against the other insurer, but if repairs are going to be more than about 60% of the value of the car then both companies will agree that a write-off is most sensible way forward. Courts will agree, the ombudsman will agree, so no go. If you don't want them to write it off then fine, see if you can get them to contribute a sum towards the repairs in lieu of payout, but ultimately you may well just have to accept the inevitable. If it was a particularly rare or valuable car then you'd have a better chance, but otherwise reality and common sense has to kick in somewhere.

And my God? Well, I know Bibendum's good but not that good...

The exception would be if there was any outside influence, of course. But as a rule, I see no reason why people should have an accident on a straight bit of road.

I'm getting close to the mindset that anyone who has an accident on a motorway should be banned from driving for a year, end of. There really is absolutely no excuse for it, none at all. Sorry to read this, I bet it must have shook you up something chronic. I know it would me.

Nope, because you obviously kept the old letter from your previous insurer stating you had the 12 years

Liar. Every one stalks on FB. That's what it's for!

How the hell do you do your stalking then? I'd be lost without FB for that.

I hope you leave the bugger well alone, a desperate smackhead is not someone I'd be chasing for the sake of £20.

See, I'm your saviour really!

I always park next to nice cars. I assume they want to keep theirs nice so they'll avoid me, and I respect them so I won't scratch theirs. They may not know that, but I'm really doing them a favour.

Wash: Wheels x4 Doors x2 Bumpers x2 Bonnet Hatch Wings x2 Roof Skirts x2 Rear quarter x2 Lights Windscreen Other glass 20 stage wash!

Dan is going to start referring to himself in the third person more often, he thinks. He likes it that way.

Depends on insurer. Some say 5, some say 9, Sky for example say 12 (as per my renewal documents last week). Once you get past 5 though it really doesn't matter, you won't get any more discount.

Dan enjoys saying what's on his mind. Dan finds it cathartic. Dan is smart. Be like Dan

Depends on insurer, call them to confirm. As a rule, I'd say yes but they may not charge for it.

Halfords sell loads of these, various types and sizes. That's where I get mine from, when I need them.

Any issues with the agreed valuation? Who did you use for that?

Don't tempt me - I've not used the BAN button yet I was a bit unfair. It's a very good film, especially for insomniacs.

£20 in loose change in the car? How many times a day do you cross the Severn?! Sucks though mate, but at least no major damage done. Could've been worse and all that.

Maybe, who knows? I just checked out which car it was too, so maybe a bit harsh on the broken front. My bad.

So it's broken then

I'm not sure they could make Bladerunner any worse, tbh.

ORANGE ORANGE ORANGE