Ekona

If you don't want someone to give an opinion, don't invite the opinion in the first place. Trouble is, everyone thinks their car and mods are the best thing ever (to them, they probably are), and so crave the adoration of their peers. Mostly it works as we generally here know what works, but sometimes it doesn't. As I've said before, Silly Hat Rule. If you want to wear a silly hat then that's fine, but don't expect me not to tell you it's a silly hat if you post a pic. I didn't say I didn't like the bumper, I said I didn't like the headlights :p

I guess not. I just prefer my comedy to be funny, but each to their own.

Pretty sure that Jo Brand weighs more. And is generally more useless.

By trip counter, do you actually mean the DTE display? I assume you do. If so, I really wouldn't worry about it. Just to prove there's nothing wrong though, just fill your car to full, reset BOTH the DTE and the trip, then see how many miles you get until the fuel light comes on. Then report back. Pete's got it right though, the DTE is just an electronic guess, nothing more.

I had an odd one once, many many years back. Guy clipped my rear 3/4 coming off a roundabout, long story short it went 50/50 however I didn't pay any excess and I didn't lose any NCB. To this day, I've no idea what happened there. I was only 21 at the time so not that well versed in car insurancey things, so it never occurred to me that it was a little strange.

Except nobody wants to date Jo Brand.

Yellow headlights? Christ, now I've seen it all. What kind of soppy wet lettuce decides they want to make their car look like it's from a time when the Austin Montego ruled all, or from France? I'm with the PH massive on this one. That car is ruined.

I very much doubt any excess + premium rise would be anywhere close to a couple of grand, but I concede your point and that it would depend on the individual's situation regarding their current insurance costs. Still not something I would personally recommend doing. The insurers themselves spend every day working how just how to pass liability to someone else, so if they're not keen then I would imagine there's a good reason why. Also, all this does is just drag everything on for longer, and sometimes you just need to accept the inevitable and get on with life as the stress of the process can be worse than anything.

It would, but only if there is a realistic prospect of winning I would imagine.

And if you lose, you lose big time. Unless it's 100% obvious, and I really mean obvious to a blind man at two miles when you take BOTH statements into account, I really wouldn't recommend doing that. It's not a terrible idea at all, I just don't think it's suitable for this case.

You can push, but they don't have to listen. Ultimately you've given them permission to do as they see fit, so they'll likely only go so far until they expect to get large costs.

*handbags locked and loaded*

HELLO NEW PERSON

Well, no. Not regardless of cost. That would be silly. Imagine if you owned a 1985 Rover worth £500, and someone drives into it. The parts needed are no longer made so they need to re-tool which costs £2M. Do they HAVE to do that? Yes, that's a deliberately silly one, but the point is true. You could try suing the TP for damages like I said, but you'd have to prove negligence or that they owed you a duty of care, and then you'd still have to convince the judge that paying £7K to fix a car worth £6K is worth it. Never, ever going to happen.

*grabs handbag*

AIUI (and not wanting to take away from Tim, who actually does it for a living!), and to take it to the logical conclusion: Third Party Insurer (TPI) decides car is uneconomical to repair, wants to write it off and pay out. OP doesn't accept this, so throws it back to them. TPI do not budge. Ultimately OP would end up in court trying to convince a judge to get the TPI to make his car perfect again regardless of the cost which is obviously just ludicrous to attempt so tbh you can forget that approach. What the OP would actually need to do is then start the process from his insurer, who would then contact the TPI to sort out. Now here's the rub: In the policy document, the OP has agreed that his insurer may deal with any claim as they see fit. I can promise you that they will push back against the other insurer, but if repairs are going to be more than about 60% of the value of the car then both companies will agree that a write-off is most sensible way forward. Courts will agree, the ombudsman will agree, so no go. If you don't want them to write it off then fine, see if you can get them to contribute a sum towards the repairs in lieu of payout, but ultimately you may well just have to accept the inevitable. If it was a particularly rare or valuable car then you'd have a better chance, but otherwise reality and common sense has to kick in somewhere.

And my God? Well, I know Bibendum's good but not that good...

The exception would be if there was any outside influence, of course. But as a rule, I see no reason why people should have an accident on a straight bit of road.

I'm getting close to the mindset that anyone who has an accident on a motorway should be banned from driving for a year, end of. There really is absolutely no excuse for it, none at all. Sorry to read this, I bet it must have shook you up something chronic. I know it would me.

Nope, because you obviously kept the old letter from your previous insurer stating you had the 12 years

Liar. Every one stalks on FB. That's what it's for!

How the hell do you do your stalking then? I'd be lost without FB for that.

I hope you leave the bugger well alone, a desperate smackhead is not someone I'd be chasing for the sake of £20.

See, I'm your saviour really!

I always park next to nice cars. I assume they want to keep theirs nice so they'll avoid me, and I respect them so I won't scratch theirs. They may not know that, but I'm really doing them a favour.