Did you not get any points then?? Just the ban and fine?? 
  
 I got 3 points and £60 for doing 41 in a 30 in feb, which of course over 3 years would deffo amount to more than £200 in extra insurance cost! 
  
  
Nope no points which im my opinion was awesome. If they had given me 6 points, added to the three I already had, would have put me on 9 points. If I had got another three points at ANY point in the next four years it would have meant  a total of 12 points which is an automatic six month ban!! That would have meant a loooong time driving around at 29 mph just incase!   
  
Instead I took the 21 days ban, my three points have dropped off now, so now I have a point free license. Also my insurance didn't go up as Aviva only count bans in whole months eg 6 or 9 etc and as mine was less than one month it counted as zero   
  
Result   
  
Sometimes the system does work in our favour then....