Sarnie

Sell it man. It's a hunk of metal that your not using or enjoying. It would be fine if you were using it and enjoying it, but once your not, every penny spent on it is a waste and every day it depreciates more..... Whatever it's worth, that money would be better spent on something you'll get something from.......even if that's coke and hookers

Are they disappointed after meeting you or after getting their results??

Win!

Sandwich has however unearthed a point I'd never thought or knew about in terms of the insurance being voided. It was something that was brought to my attention by a local lettings agent. He stated that they now ask the landlords for evidence of not only landlord insurance but also the CTL or BTL mortgage offer, to ensure that the insurance was valid, to protect their clients that they were putting in to rental properties. If I was an insurer and had a landlord insurance the claim, the very first thing I'd ask for would be confirmation that you had permission from the lender to rent the property out..............

Being in negative equity, in a way is a good thing, as they can't move you to a BTL product (which would carry higher rates and fees) as the LTV needs to be below sub 75%. Consent To Let is given on a case by case basis. They will want to know why it's being let out, eg have you got to move to be closer to work etc etc? It will depend on things like, your account conduct, your credit score, your income and how long you've had the account. What the lender is trying to suss out is if this is an attempt at a "back door BTL" Eg did you by the property a few months ago on a residential product (lower deposit, rates & fees) and now suddenly you want to let it out, this avoiding the higher deposit, fees and rates etc etc.

They look like Nismo wheels to me........just minus the nismo stickers....

Or a slightly more cavalier approach might say dont tell your lender a goddamn thing - worst case you get a moaning letter if they ever find out.........ultra worst case thats never happened in the history of time is that your in breach of your terms and they can call the debt in. Tell them and chances are they'll charge you a fee and load your rate whilst demanding a billion and one forms. Second piece of advice.......instead of letting the property have you thought about stapling your scrotum to a really disgruntled porcupine? The reason I ask is because being a landlord is about as much fun. Get a local chav to firebomb the place instead. Yes, informing the lender can cause issues, but if you let the property and the house burns down, if you haven't got the correct landlord insurance they will refuse to pay out. If you have got the correct insurance, the first they will ask for will be proof that the mortgage was a BTL or at the very least you had Consent To Let. If you have neither, you'll have a very expensive pile of rubble on your hands....

Make sure you get Consent To Let from the mortgage company (if you have one) and also the correct landlord insurance....

Go on then;

its funny cos I bet the one person who criticises everyones car choice wont post. Who would that be?

People hiding from overzealous employers................

So that "Nismo" gear knob you was trying to flog members was legit? No? Didn't think so................

Ban me for what? I've not tried to sell fake gear as legit.........unlike you..........

Sorry friend, it was just the first 2 cars that popped into my head. If you can get the finance on it......

what do you drive? A car. Is that weird?

Am I supposed to be impressed that you might buy an M6 or an M coupe??????????????????????? HAHAAHAHAHAHAA

What could POSSIBLY make you more happy to be in a bland version of an iconic sports car?? Beating you at that gamesmackster thing, what ever it was about, that! That would make me happier than being in my shitty new 3.0si, 0-60 in 5.7 sec car. Where can i learn how to gamessmackster? It would make you extremely happy, I'm sure. 5.7sec 0-60??? WOW. My point was that you've chosen a completely diluted version of the Z4m coupe when you could have been in a Z4M for virtually the same money bar a few quid on servicing and numbers on an odometer............ Can't wait for the "My 3.0l is boring me, soooooooooooooooooooooo" thread, next month!

What could POSSIBLY make you more happy to be in a bland version of an iconic sports car??

sounds painful A bit OTT - he's only winding you up. Some people get too stressed in here. Just chill out (and Sarnie, try and stop being a wind-up merchant ) It's just too easy though

Exactly, and it was barely a grand more than the 3.0! Under £300 to be exact. Apologies, I couldn't be bothered to go through the five pages of posts of you not buying a car, to get the exact figure. If thats the case, do me a favour and dont post on any my threads. That way you can put someone else down for a while!! Or you could just take your posts here: http://www.bmwland.co.uk/forums/ I'm no longer humering your gash mate. Humering??? Do I have to pay for that? I'm sorry I didn't realise the 'Other car' section was your BMW sub forum.

Exactly, and it was barely a grand more than the 3.0! Under £300 to be exact. Apologies, I couldn't be bothered to go through the five pages of posts of you not buying a car, to get the exact figure. If thats the case, do me a favour and dont post on any my threads. That way you can put someone else down for a while!! Or you could just take your posts here: http://www.bmwland.co.uk/forums/ I'm no longer humering your gash mate. edit

Exactly, and it was barely a grand more than the 3.0! Under £300 to be exact. Apologies, I couldn't be bothered to go through the five pages of posts of you not buying a car, to get the exact figure. If thats the case, do me a favour and dont post on any my threads. That way you can put someone else down for a while!! Or you could just take your posts here: http://www.bmwland.co.uk/forums/

We won Video or it didn't happen

edit!