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Sarnie

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Everything posted by Sarnie

  1. +1 Will always be my plan if i decide to sell. I'd do the opposite actually. Sell the car with the 20's on and then flog the GT4's on here. I would guess that there is a bigger market for OEM GT4's than 20" wheels that are quite a personal selection.
  2. The point is that I paid to 'swan around in my supercar', not a Corsa, therefore why should I be without said supercar due to someone elses inability to drive, no matter what the cost is to them?
  3. Yes of course I declared the incident to the buyer as he had it inspected and also the Lambo dealer referred me to the bodyshop etc. I refered the buyer to the dealer to verify it's history, so it would have been stupid of me to not mention anything that the inspector or dealer might report back to the buyer. I am not saying that the fee's the hire companies are not extortionate. I agree that they are. I am saying that I would expect a like-for-like replacement. Me declining a like for like replacement is not going to rid the world of the 'accident management' industry is it? If someone drives into me, its only right that they or their insurance company ensure that I am at no loss whatsoever. Its not my fault that the costs of a like-for-like car is so expensive is it?
  4. considering that to insure my cars I'm paying in excess of £3k a year plus whatever the tracker costs are, I'm not going to contribute to these daft insurance costs by stitching another insurance company up for maybe £1,000 a day hire costs. Does my 430 cost me £1,000 a day to own? Does it chuff. So why should I expect another company to pay that? It's a joke which contributes highly to the ridiculous rises in insurance. My only stipulation I have which is written in my insurance docs is that should the 430 be damaged, the repairs can only be carried by a bodyshop authorised by maranello, and and repairs are signed off by a Ferrari mechanic that will state that the car is no worse for it's accident than an untouched vehicle. To me the cost I pay on insurance to have this particular cover is enough for me. What goes around comes around. Let's say some sod stitches up my insurance company for £60k worth of hire charges, I can just guess what's going to happen to my premium even if I don't claim. So in short, no I wouldn't expect a like for like courtesy car. In fact I wouldn't want one at all, it's not as if I haven't got another to run about in. It could be signed off by Enzo Ferrari himself but a damaged car is a damaged car, no matter to what standard it been repaired, the value of the car will be significantly impaired. When considering two cars, at the same price, no one would buy the previously damaged one. You didn't pay whatever you paid, to be without your car did you?
  5. If someone drove into your 430, and it was going to be offroad for two months, would you accept a Corsa et all as a courtesy car? Bearing in mind the time it took you to earn the money to pay for the car and now considering that your car is now 'accident damaged'....... I think the least you should expect is to not have to drive around in a inferior car for the period of time your car is away from your possession....
  6. They do mate, if you want any more info give me a pm. It's a lovely place, only completed in late 2008, we went out there for the first time in January and it's stunning. Have you got any pics and prices mate, as I might be interested too
  7. Does it have rear LED's? Or silver around the gear stick and aircon knobs?
  8. Very nice Needs spacers desperately though..........................
  9. Yeah I know them, used to drive past there when I used to drive into Redditch. To be fair they usually had some decent stuff in there. I'd do as RT says and tell them that you want them to cover the difference in your asking price and what the other guy wants to pay. If he pulls out, tell them you want and expect a full refund, if not you'll be reporting it to trading standards and the local press! Most companies would not want this sort of this to leak out to the local population as it could be massively detrimental to their reputation.....
  10. You would hope that it means that a HPI has been carried out and that the car is clean (which it's not) and if its not you should be indemnified from any loss. Do you have a copy of the hpi certificate that the dealer did when you bought it? I assume the car was not advertised as cat D? Do you have a copy of the advert? If it wasn't you should have a very strong case for a refund!
  11. Maybe the £6,500 is the amount it takes off your cars value if you fit it?
  12. where the **** did Hulkenburg pull that from???
  13. Don't forget, that you have to pay tax on anything you make above the monthly interest NOT the total monthly payment.................so breaking even (assuming your on a repayment mortgage) actually means you will have a tax liability......
  14. is it exhaust based? would a different exhaust and filter improve it? Its more of a rattly, tinny engine noise rather than an exhaust noise. IMO a different exhaust wouldn't massively alter the type of sound that much. It's a shame as it's one of the biggest let downs with the car. I really enjoyed ours and even made a grand on it when we sold it
  15. The M3 rasp is ****ing annoying......
  16. If you can keep your house and rent it out then do it, let someone else pay off your mortgage for you However, there are things that you will need to consider. The first one is; can you afford to pay two mortgages if you can't rent out the original property? If no, then its a very risky business. The second thing is; can you get a second mortgage? From a lenders point of view they will deduct the monthly mortgage payment from your income when assessing affordability. If what's left is not enough then they will decline you. However, if prove that it is self funding then it should be ok. Also, if you don't sell your property, do you have a deposit to put down on the new property? Legally speaking, your are supposed to inform the lender that you are renting out the property. They are within their rights to insist that you transfer to a BTL product meaning higher rates and most importantly, that you ensure that there is 25% equity in the property, if there isn't already. However, if you didn't inform them, they would never know, unless you started defaulting on the mortgage because the property was empty. Once it got to that stage, there would be no sympathy from the lender as you had breached your terms and conditions. if you need some specific figures, just let me know
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