.... but it helps.
A Glasgow man walks into a bank in the centre of Glasgow and asks for the loan officer.
He tells the loan officer that he is going to Australia on business for two
weeks and needs to borrow £5,000.
The loan officer tells him that the bank will need some form of security for the loan,
so the Glasgow lad hands over the keys and documents of a new Ferrari parked on the
street in front of the bank. He produces the Log Book and everything checks out.
The loan officer agrees to accept the car as collateral for the loan.
The bank's Manager and its officers all enjoy a good laugh at the rough-looking
Glaswegian for using a £120,000 Ferrari as collateral against a £5000 loan. An
employee of the bank then drives the Ferrari into the bank's underground
garage and parks it there.
Two weeks later, the Glaswegian returns, repays the £5,000 and the interest,
which comes to £15.41. The loan officer says, "Sir, we are very happy to have had
your business, and this transaction has worked out very nicely, but we are a little
puzzled. While you were away, we checked you out and found that you are a
multi-millionaire. What puzzles us is, why would you bother to borrow £5,000?"
The Glaswegian replies:
"Where else in Glasgow can I park my car for two weeks for only £15.41
and expect it to be there when I return?'"