Just done the confused search - got £258 from AA with £600 excess - last year I paid £412 with Privilege and £425 excess so it might be time for a change. I'm just outside London with no garage and the udder 'alf, who's on the policy has speeding penalty points, bless.
And before anyone comments about the age thing, we know how young drivers get weighted, well as I'm more towards the other end of the scale I reckon they start applying the age factor again. Won't be long before the two meet in the middle so that all you will get is a years benefit around 40 by not being too young and not being too old