Hi,
I have just got a decent PCP quote from my local dealer in Folkestone Kent. It's for a brand new non-GT with extras. All finance approved, have one more test drive booked on Friday before paying my deposit and joining the ranks of the 'OMG petrol is expensive' brigade
PCP as below (10,000mile pa).
Total cash price £26,678
Deposit (my car plus £550) £6,750
Amount of Credit £19,928
Total charge for credit £4,444
Monthly Payment 36 x £363.51
Guaranteed Future Value £11,065
Basically at the end of the 3 years you have 3 choices.
Give the car back.
Pay off the GFV and its yours.
PX it. The The figure they give you is guaranteed (as long as you are not over your allowed annual mileage) but it should be worth a bit more. If its worth a bit more you can put the difference towards a new purchase.
Hope this helps
PS the reason for a second test drive is the Nissan head office is sending down a 'Select' vehicle. A GT model with all the toys, like sat-nav, only 6 months old with 4,000miles on the clock and £2K cheaper than the new non-GT. Should be a no brainer but i still like the idea of being that first owner and knowing the car hasn't been caned for its first 4K miles.