twobears

rabbitstew, you are absolutely right and I've decided that I don't actually have anywhere near enough information to deal with the insurers at this point. I don't even know if my husband has insured any cars privately in recent years We have had some commercial vehicles for the business as well as several cars in the last few years but we both drove them all so no idea who was named as the main driver. I must sound really dumb but I hate doing this sort of paperwork and have always left it to him. Odd really as i do everything else like this but I have a bit of blind spot when it comes to insurance for some reason. I wish he wasn't so bloomin' busy at the moment and could sort it out himself but he's working silly hours and it's not fair of me to expect him to take on any more jobs Thanks Sarnie. You're right too! I am glad that I asked on here rather than making a fool of myself on the phone with the insurers and getting myself tied in knots trying to understand what they were saying to me I am now wondering if husband has any NCD at all????

Thanks for moving my post. Rookie mistake on my part I am being totally honest about the fact that I am the main driver of the Fiat as I wouldn't do anything to invalidate my insurance. My daughter is at college all week and the car sits here on the drive for me to use. She uses it at weekends only, so two days compared to my five days. I think I just need to grit my teeth and plough on with comparing insurance quotes don't I? hoped that approaching them with a bit of prior knowledge about the subject might be best as I am always wary of getting ripped off by big companies. rabbitstew, I need to find out more about my husband's company insurance then. Trouble is he is currently in a plane somewhere and even when he lands he'll be straight into another meeting miles away so goodness knows when I can speak to him and, even then he will have to speak to whoever deals with car insurance at his firm. This is such a pain. I hate trying to make decisions without having the full facts at my disposal but I am worrying that the Zed isn't insured now as I don't know how my husband has left things with Direct Line

Thanks Sarnie. The Zed is my toy and my name is on the V5. He was (or thought he was) insured with Direct Line so obviously they won't mirror his NCB then? I've never heard of a multi car policy but I will give Admiral a call after I've eaten my lunch. Thanks I am just anxious not to make the insurer suspicious that I am not the main driver of my Fiat because I truly am and I don't want to have to pay an exorbitant sum to insure a teenager as the main driver Sorry rabbitstew for the confusion. Both the Fiat and the Zed are mine. I drive the Fiat in the week and the Zed at weekends. Husband has a company BMW and I assumed that his NCB was either still accumulating or at least not decreasing whilst he was insured by the company to drive it? I really hate trying to navigate my way through this, especially as I can't actually speak to either my husband or his firm at present to find out the material facts

I managed finally to reboot my mac in safe mode and, fingers crossed, it is working ok-ish at the moment. It still needs the hard disk drive swapping out but I can't do that myself. I am pretty sure that the HDD is corrupted, although I've no idea why but I have also noticed that the machine seems very hot and the fan is coming on more than normal. Has anyone experienced this problem before? Fan isn't actually on at the moment but there is more noise than usual and I am mystified as I am not a techie and I don't like it when things go wrong

I am getting in a right muddle with car insurance at the moment because I have a Fiat as my main car but which my daughter sometimes drives. I am insured as the main driver and my daughter is a named driver. My husband has a company car so we thought it would be best if he insured the Zed with me as a named driver so that the insurance company don't think I am trying to pull a fast one and that my daughter is really the main driver of the Fiat because she isn't as I use it every weekday and she only uses it at weekends. We thought everything had gone through smoothly but my husband has just been told that he hasn't got any no claims bonus when it comes to insuring the Zed because you can't build up NCB on two cars. I've never heard of this rule but, assuming it's correct, I don't know what to do for the best. Insurance seems a bit of a minefield at the best of times so if anyone here works in insurance, please can you give me some advice? I'd be very grateful. The insurance company won't speak to me about husband's insurance policy without him authorising them to do so but I can't get hold of him as he's working away. Thanks

Bit of a drinks theme going on there Pimm

Second car for me although my daughter seems to have pinched my other car when my back's been turned

Ok, I'll make do with 10% if that's all that's on offer The quote button never works for me on the other forum I use so I've got used to ignoring the thing. I will give it a go next time you say something so devastatingly witty that it deserves to be quoted. Is that a deal?

"Was the dry socket a tooth problem or a husband problem I am confused" Oi, SMD, quit while you're ahead Definitely no husband problem here, except the lucky b*gger keeps texting me pics of himself sat on that bl**dy jet as if he thinks that will make me feel better. It doesn't Still he does look cute in his new shirt

Oh no, SMD has got the cracker jokes out again

Do you have to be bonkers to post on here or does it just help?

SMD, the last time I had this dry socket problem it lasted ages too and it was worse than childbirth (which I managed without pain relief because I'm a tough old bird) ha ha That's why I'm so bl**dy fed up because I can just see myself missing everything I've got planned for the next few weeks including Millbrook Thanks for the gigolo comment. You always make me giggle anyway. I think that's what it means? Stew, hmm, not much sympathy from you there matey! Would it help my case if I said that I got up before I even went to bed last night, licked the road clean with my tongue and drank a cup of warm gravel before I set off to work? Well, I am from Yorkshire and we are well 'ard as everyone knows!

Hello

karl, I think you've answered your own question haven't you? You obviously want to buy the car so go and buy it and enjoy

Thank you Not quite sure about B though

I had a tooth out on Wednesday and everything went fine. I went bouncing up to the yard to see my horse on Thursday and everyone was amazed at how chirpy I was. I came back down to earth with a bump on Friday though when the pain kicked in and the left hand side of my face swelled up Had to go back to the dentist yesterday to have antibiotics shoved in the cavity because I have developed something called a 'dry socket'. Had this once before a few years ago when I had an impacted wisdom tooth out and I was climbing the walls with pain. Even more fed up as husband has gone to airport to fly to Germany and I won't see him 'til goodness knows when as he's off to Birmingham and then London for more meetings during the week. Even daughter and her boyfriend have abandoned me and gone horse riding. I am sulking now On the plus side, since I have missed out on Germany my husband has promised that I can go to Malta for a few days when he goes out there with work next month. Assuming I no longer look like I've been kicked in the face by a horse I guess

Midwives usually recommend cabbage leaves for this type of problem. Hope this helps?

If I didn't have a house I would definitely get that sorted out before buying myself a car. Boring I know but sometimes you have to be sensible and I imagine that now is a good time to buy property with prices being so low.

Gosh how rude Some people have no manners at all. I hope it's not raining or you might scratch the Merc with your umbrella as you squeeze past

I love mine

Ouch, you just ran over my foot Be careful with that wheelchair or I'll get matron to put you back to bed

Big congratulations Daddy Chesterfield and Mummy and baby Lewis too Would love to see some more photos when you get time please.

Hello and welcome

Why are u bored? I've got to go to the dentist this afternoon so I'm not exactly excited today Also, my husband is off to Germany without me as he's flying back to B'ham on Monday am for a meeting and then straight to London afterwards and I need to be in Yorkshire because my lovely wooden windows are arriving earlier than planned. That last bit is ok though as they are really going to improve the look of the cottage I'm not flirting, just having a chat