elfman Posted December 29, 2012 Share Posted December 29, 2012 So just done a quote online for my new 370. I I have done this with Admiral and couldn't believe the results! A few months ago I did one when I was thinking about getting the car that came to £1750. Done another today as I'll be getting the car soon £1140 seems a massive £600 has been dropped from it! Asked sky and unfortunately they could only come in at £1500 Still £1140 For a 25 year old male living in a high risk posted code isn't to bad!! Quote Link to comment Share on other sites More sharing options...
rtbiscuit Posted December 29, 2012 Share Posted December 29, 2012 the drop will be down to you passing 25. its a good insurance age. as your out of the retard driver age. Quote Link to comment Share on other sites More sharing options...
elfman Posted December 30, 2012 Author Share Posted December 30, 2012 (edited) I did the previous quote when I was 25 as well unless the month of being 25 makes a difference :smile: Edited December 30, 2012 by elfman Quote Link to comment Share on other sites More sharing options...
Sarnie Posted December 30, 2012 Share Posted December 30, 2012 Google the 'Gender Directive' that was brought in on 21st December. Basically it means that ALL insurances can no longer differentiate between males and females.......... Quote Link to comment Share on other sites More sharing options...
4RE Leather Posted December 30, 2012 Share Posted December 30, 2012 Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Quote Link to comment Share on other sites More sharing options...
elfman Posted December 30, 2012 Author Share Posted December 30, 2012 Google the 'Gender Directive' that was brought in on 21st December. Basically it means that ALL insurances can no longer differentiate between males and females.......... That's exactly what I was referencing sarnie. Quote Link to comment Share on other sites More sharing options...
SunsetZed Posted December 31, 2012 Share Posted December 31, 2012 Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Really? Chris Knott have always beaten any quote for me for the Zed then the 5 Series so I'd suggest it might be worth giving tem a call. Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted December 31, 2012 Share Posted December 31, 2012 Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Really? Chris Knott have always beaten any quote for me for the Zed then the 5 Series so I'd suggest it might be worth giving tem a call. Chris Knott were almost twice other quites for me so I wouldn't bother.... It's still all down to job and location Quote Link to comment Share on other sites More sharing options...
leonk Posted December 31, 2012 Share Posted December 31, 2012 (edited) So if you're SMD's carer living in Toxteth, you'd be uninsureable? Edited December 31, 2012 by leonk Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted December 31, 2012 Share Posted December 31, 2012 So if you're SMD's carer living in Toxteth, you'd be uninsureable? Uninsurable and probably deeply depressed and suicidal Quote Link to comment Share on other sites More sharing options...
4RE Leather Posted December 31, 2012 Share Posted December 31, 2012 (edited) Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Really? Chris Knott have always beaten any quote for me for the Zed then the 5 Series so I'd suggest it might be worth giving tem a call. I have mods and I went with Jason from here. The other brokers were £100's more. I would not put that statement had i not tried:) No one could get near him in my case, however i draw referance that no one could get near AXA or swift in my case for a bog standard Zed. Edited December 31, 2012 by 4RE Leather Quote Link to comment Share on other sites More sharing options...
4RE Leather Posted December 31, 2012 Share Posted December 31, 2012 So if you're SMD's carer living in Toxteth, you'd be uninsureable? Or BBK's nanny!!! Quote Link to comment Share on other sites More sharing options...
Dblock Posted December 31, 2012 Share Posted December 31, 2012 Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Really? Chris Knott have always beaten any quote for me for the Zed then the 5 Series so I'd suggest it might be worth giving tem a call. Chris Knott were almost twice other quites for me so I wouldn't bother.... It's still all down to job and location It just depends as most companies cant get near admiral but often you see posts saying chris knott or sky was cheaper. Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted December 31, 2012 Share Posted December 31, 2012 Problem is with brokers they use specialist insurance companies then take there commision. The bigger the broker, the higher there overheads and you pay the hike. No way can they ever compete with AXA and the like. If your car has no mods then steer clear of brokers as they are just raping your wallet. Really? Chris Knott have always beaten any quote for me for the Zed then the 5 Series so I'd suggest it might be worth giving tem a call. Chris Knott were almost twice other quites for me so I wouldn't bother.... It's still all down to job and location It just depends as most companies cant get near admiral but often you see posts saying chris knott or sky was cheaper. Well they have to get some business.... as I have said a few time all the forum guys were double Admiral for me Quote Link to comment Share on other sites More sharing options...
elfman Posted January 1, 2013 Author Share Posted January 1, 2013 Until this new thing came in sky where cheaper for me! Then Admiral cut by a couple of hundred. Quote Link to comment Share on other sites More sharing options...
Dblock Posted January 1, 2013 Share Posted January 1, 2013 Also I get my quote from admiral and haggle with them. Normally get between £20-£60 off not bad for a little bit of hassle. Quote Link to comment Share on other sites More sharing options...
Spoony Posted January 1, 2013 Share Posted January 1, 2013 I have found in the past couple years most companies quote there cheapest possible price, so when the renewal comes through £50-£100 more than compare the market prices they just say they cannot compete which is quite annoying but at the end of the day we will go for the cheapest price providing we are happey with the reviews of the company. Quote Link to comment Share on other sites More sharing options...
elfman Posted January 1, 2013 Author Share Posted January 1, 2013 I have found in the past couple years most companies quote there cheapest possible price, so when the renewal comes through £50-£100 more than compare the market prices they just say they cannot compete which is quite annoying but at the end of the day we will go for the cheapest price providing we are happey with the reviews of the company. I found this two for quite a few years I went between Admiral elephant and bell as they're the same company and when you ring up say Admiral as that's who your with and tell them bells quote you have they instantly match or beat it. Quote Link to comment Share on other sites More sharing options...
AMT Posted January 3, 2013 Share Posted January 3, 2013 Admiral have been good with me, kept coming down with the Coupe and they quoted me just over £1K for the 350Z (26yrs, 2NCB, 3points). So I'm expecting it to be below the 1K mark next November. Possibly if I'm lucky with this talk of not using male/female as a basis, a good bit less! Can only hope! Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted January 3, 2013 Share Posted January 3, 2013 Admiral have been good with me, kept coming down with the Coupe and they quoted me just over £1K for the 350Z (26yrs, 2NCB, 3points). So I'm expecting it to be below the 1K mark next November. Possibly if I'm lucky with this talk of not using male/female as a basis, a good bit less! Can only hope! It will come down a lot after a year unless you have experience in a car like the Zed Quote Link to comment Share on other sites More sharing options...
elfman Posted January 3, 2013 Author Share Posted January 3, 2013 It will deffs come down I'm 25 3yrs ncb and 3 points in a high risk post code and it's just over Quote Link to comment Share on other sites More sharing options...
Dynamic Turtle Posted January 21, 2013 Share Posted January 21, 2013 Mine just came down by £300 to £626 (£576 without the girlfriend!), so I'm pretty happy about that. 33, but only held a license for 3 years Quote Link to comment Share on other sites More sharing options...
WhackyWill Posted January 21, 2013 Share Posted January 21, 2013 I'm doing the insurance "thing" at the moment. Sky are only £20 dearer than Admiral but Admiral will also give me a second driver whick Sky wont. So the missus gets free insurance on it...not that she will ever drive it. Quin Direct were only about £10 more than Admiral. Cheapest by £15 over all were Quote me happy...will never use them again, they are a nightmare if you want to change anything on your police as they are only an on line Company owned by Aviva and and Aviva dont want to know. Tip is put on your policy an older driver as the second driver mum dad etc and yourself as main driver this will bring it down. Prestige Insurance are on something....three times the price of everybody else and "wait for it" £3,000 excess...are they sure...!!! :lol: Well good luck with your hunt. Quote Link to comment Share on other sites More sharing options...
ioneabee Posted January 21, 2013 Share Posted January 21, 2013 I'm doing the insurance "thing" at the moment. Sky are only £20 dearer than Admiral but Admiral will also give me a second driver whick Sky wont. So the missus gets free insurance on it...not that she will ever drive it. Quin Direct were only about £10 more than Admiral. Cheapest by £15 over all were Quote me happy...will never use them again, they are a nightmare if you want to change anything on your police as they are only an on line Company owned by Aviva and and Aviva dont want to know. Tip is put on your policy an older driver as the second driver mum dad etc and yourself as main driver this will bring it down. Prestige Insurance are on something....three times the price of everybody else and "wait for it" £3,000 excess...are they sure...!!! :lol: Well good luck with your hunt. hmmm - definately on "something" - their price to me is £180 - £300 + £350 voluntary excess - must be you ???? :wink: 1 Quote Link to comment Share on other sites More sharing options...
cs2000 Posted January 21, 2013 Share Posted January 21, 2013 I'm doing the insurance "thing" at the moment. Sky are only £20 dearer than Admiral but Admiral will also give me a second driver whick Sky wont. So the missus gets free insurance on it...not that she will ever drive it. Quin Direct were only about £10 more than Admiral. Cheapest by £15 over all were Quote me happy...will never use them again, they are a nightmare if you want to change anything on your police as they are only an on line Company owned by Aviva and and Aviva dont want to know. Tip is put on your policy an older driver as the second driver mum dad etc and yourself as main driver this will bring it down. Prestige Insurance are on something....three times the price of everybody else and "wait for it" £3,000 excess...are they sure...!!! :lol: Well good luck with your hunt. Dont know if you've tried but give Adfrian Flux a ring (yes, trust me RING them!). Insurance is different for everyone but they were able to match the quotes i was getting online but also include key cover, breakdown cover and 3rd party insurance on any other car. I added my mum as a second named driver and she helped with the prices by a bit too. If you can speak to Ed (he's the one who helped me) you will be in expert hands. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.