nixy Posted August 19, 2008 Posted August 19, 2008 Bit different to the £6000 quote! I'm with Bell - did they crucify you on the installments? At least you got it sorted! Quote
IanS16 Posted August 19, 2008 Author Posted August 19, 2008 Think i'm going to pay it in one go to be honest. Why? did they crucify you? Quote
rmmackfc Posted August 19, 2008 Posted August 19, 2008 Think i'm going to pay it in one go to be honest. Why? did they crucify you? Intrest free credit card, keep the money and get the interest in your bank account Quote
nixy Posted August 19, 2008 Posted August 19, 2008 That's exactly what I did - then set up a standing order every month to pay the card. Bell are good but charge a lot for the credit on installments which would probably be quite hefty on that premium. Quote
rmmackfc Posted August 19, 2008 Posted August 19, 2008 Yip, you can end up paying way more with monthly installments to insurance companies, some are even way higher than credit card APR rates Quote
mwalker56 Posted August 19, 2008 Posted August 19, 2008 Ian, read my thread (bottom of page 3) about calling them, if you have obtained that qoute online, there may be more savings to be made! Good luck. Quote
IanS16 Posted August 19, 2008 Author Posted August 19, 2008 Yeah good point, i'll give 'em a call Quote
adncd Posted August 20, 2008 Posted August 20, 2008 great to see you got this down to a reasonable price, insurance is a tricky thing sometimes, always best to be safe than sorry, last thing you want to do is try and fiddle the system and end up losing your car because you decided not to declare something. worst of all would be hitting someone else, and wrecking both cars and have your insurance invalidated. never mind injury claims. its a necessary evil (but comes in handy when you really need it) Quote
IanS16 Posted August 20, 2008 Author Posted August 20, 2008 That's exactly what I did - then set up a standing order every month to pay the card. Bell are good but charge a lot for the credit on installments which would probably be quite hefty on that premium. Got my price down to £1945.71 (by choosing bodykit instead of Side Skirts, front bumper, rear bumper etc seperately) To pay monthly they wanted £300.19 deposit and 9x Monthly installments of £300.12 which totals to £3001.27 - over a grand more! Dont think i'll be doing this! Still really chuffed with their price though, even paying monthy it would be less than anyone else. I also gave them a call and the price was no different to the online quote. Sorry if everyone's getting bored - just thought i'd let you know! Quote
M13KYF Posted August 20, 2008 Posted August 20, 2008 That's exactly what I did - then set up a standing order every month to pay the card. Bell are good but charge a lot for the credit on installments which would probably be quite hefty on that premium. Got my price down to £1945.71 (by choosing bodykit instead of Side Skirts, front bumper, rear bumper etc seperately) To pay monthly they wanted £300.19 deposit and 9x Monthly installments of £300.12 which totals to £3001.27 - over a grand more! Dont think i'll be doing this! Still really chuffed with their price though, even paying monthy it would be less than anyone else. I also gave them a call and the price was no different to the online quote. Sorry if everyone's getting bored - just thought i'd let you know! get a new credit car with 0% transfer for 12 months and put your insurance on that, Save a grand that way Quote
Digsy Posted August 20, 2008 Posted August 20, 2008 Think i'm going to pay it in one go to be honest. Why? did they crucify you? Intrest free credit card, keep the money and get the interest in your bank account You're only a day behind, Mike... Quote
T8 JPE Posted August 20, 2008 Posted August 20, 2008 admiral were the best for me, im 22 with 3yrs no claims and the value of the car is @ 20k with 12kmiles a year and the price was £1300 which is cheaper than i was paying for a navara with 22"rims Quote
tmJak Posted August 23, 2008 Posted August 23, 2008 Did you get the 10 month policy or the 12 month? I used bell for a while to build up my no claims Quote
kustard Posted August 28, 2008 Posted August 28, 2008 Congrats getting it sorted God knows where people get their money from these days. When I was 21/22 I was driving around in a 400quid Renault 5, along with all my mates who had similarly cheap cars. The thought of owning a 13k car and the associated running costs would`t have even been considered. Did you lot go to Uni, or work straight out of school? Quote
Stew Posted August 28, 2008 Posted August 28, 2008 When I was 21 I was running a Lexus IS200 and was picking up the keys to the house I bought! I went to uni when I was 16 then started my career at 19. It's 6 years today I started my work! Quote
kustard Posted August 28, 2008 Posted August 28, 2008 You went to Uni at 16? Were you some kind of child prodigy? Quote
Digsy Posted August 28, 2008 Posted August 28, 2008 You went to Uni at 16? Were you some kind of child prodigy? Nah, he's just Scottish... Quote
neodc Posted August 28, 2008 Posted August 28, 2008 Hi, my insurance is 1200 on a 54 import, i'm 20, with admiral. dc Quote
Stew Posted August 28, 2008 Posted August 28, 2008 You went to Uni at 16? Were you some kind of child prodigy? Nah, he's just Scottish... I'll go with Child Prodigy! No, I have my birthday near the cut off of March. My birthday is Jan and I went to primary school when I was 4. I left school at 15 (special early release) and went to college to study electronic and electrical engineering for a year and as I have good grades I then went to Uni to continue engineering at 16. I was the youngest student ever accepted by the uni.... Best thing - Uni is free is Scotland! Anyway, I got a real job and have been working hard since! Quote
Sarnie Posted August 28, 2008 Posted August 28, 2008 When I was 21 I was running a Lexus IS200 and was picking up the keys to the house I bought! I went to uni when I was 16 then started my career at 19. It's 6 years today I started my work! I never got my first job till i was 24 Quote
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