One thing to note with admiral, you have to make sure allthough you have declared your mods, they wont pay out unless you opt for a special option which will cover this, but will bounce your premium up a tad. Im 22 and have had the zed 2 years now, only difference with mine is that i have two cars, so have had to go for a multi-car quote, admiral did quote me £1200 ish for fully comp on both and protected no claims on both, with mods declared, but they would not be covered as such in like for like replacement. So in the end opted for sky insurancem, who are on here. Got a brilliant quote, was £1400 for both, but all mods on the 350z are covered like for like 100%, also the excess's were alot lower, and this still having protected no claims, fully comp on both, and even the windscreen excess is lower, Get in touch with Ollie a great bloke, or Danny is the lad who sorted my insurance out for me. Allthough threw sky insurance, i am actually insured with QBE