never heard of it costing more than about £50 through the insurance...........and it doesn't count as a claim either. I've NEVER had a policy without windscreen cover - how strange!
My car started making some serious creaking noises a couple of weeks ago and I thought something big was going to drop off! It turned out to be the anti roll bar drop links. Lee supplied the bits (and some bits we thought we wouldn't need and actually did) and John fixed it for me this afternoon. Many thanks to both - and my car no longer creaks!
totally agree with the other comments - you need to get it done, i wouldn't buy it with a scratch on the bonnet. OR i'd try to knock more money off than it would cost you to have it done. Your quote seems high to me I have to say.