I know you know the cars and this site well, but do you actually understand where and why the damage occurs? Any damage caused will be through predetonation, and will be be to pistons/big end shells generally and if that happened every time you filled up with 95RON and went over 5K then you wouldnt see the bottom of the first tank, you probably wouldnt get 5 miles down the road.
The bottom line of it is that det is more likely to occur when using 95RON as the car is mapped to use a higher octane, notice "more likely" rather than "WILL". Id agree that you are foolish not to put Super in as thats whats recommended, but telling people that engine damage will definitely occur isnt correct. Ask Mark from Abbey.
OK so it wont happen every time, but given the fact that people cant comprehend that even putting some 95RON in is a very bad idea, I dont think they are going to sit around and read when and where it might or might not happen. Its easier just to get people to use Super as the manual dictates and not run over ~4.5kRPM when using 95RON when you cant get Super.
At the end of the day its up to the owner to do what they want, but people coming on saying "hey run 95RON its fine, nothing will happen to your car" is far worse than telling people it will damage their car when infact it might not happen very often. It obviously happens enough if cars are now starting to die from it
Also when you say predetonation - are you talking about detonation (ie knock) or pre-ignition? Two very seperate things.