Sarnie

I booked three holidays today all at Butlins ?? Pontins actually

I booked three holidays today

313 I'd say

Over 85% of vehicles under 3 years old are on finance. This percentage reduces on older cars, but even then very few people actually own their cars outright. Cars are a high value item and car finance is a huge business, to the extent that many of the car "supermarkets" are actually backed by finance companies. Those places make more profit on the finance than they make on the car. PCPs are a decent idea and suit many people, however they work best if you simply hand the car back and start again with another new one ( this is what they were actually designed for, to secure the dealers repeat business ). They have always tended to be higher interest rates than conventional HP or a Bank Loan but they suit people who can't afford the repayments on the whole amount. That's an amazing stat Financing a car makes not much sense to me anyway as it's a rapidly depreciating asset. So basically you're paying only for the enjoyment factor and/or the kudos of ownership I'm only amazed that that stat is not higher. Even a Golf costs £20k or so nowadays. How many people who drive Golfs have £20k lying around to buy a car outright? Not many. I'm guessing you financed the lambo Who's side are you on - the cash brigade (moi ) or the HP brigade I'm not on any side I'm talking from my experience of speaking to clients about the in's and out's of their finances everyday of the week. I would say that every single client I've spoken to in the last month with a new car (Less than 3 years old) owed on it, in one way or another. PS: The lambo was more than 3 years old

Diesel is almost a quid a gallon more expensive than petrol, so you need to be getting a lot more mpg to make this worthwhile. Case in point, I took a Jaguar S Type Twin Turbo Diesel to Torquay last weekend. It did 38mpg over about 600 miles round trip. Earlier this year I took a Jaguar S Type 4.2 V8 petrol to Glasgow and back, and that car did 32 mpg over the 460 mile round trip. If you work that out against the cost of fuel the Petrol car is no more expensive to run than the diesel and hell of a lot more fun ! Modern petrol engines are capabale of very impressive fuel economy, especially if you consciously drive in an economical manner. Meanwhile, being self employed and VAT registered I am changing the way I look at fuel costs. I spend well over a grand a month on petrol ( I'm a car dealer with over 50 cars to fuel ! ) but I get 17.5% VAT knocked off and my fuel expenditure comes off my Tax liability. So in reality a hundred quids worth of petrol only really costs me about £60. And I would rather spend it on Petrol than give it to the Inland Revenue Great advice that

Over 85% of vehicles under 3 years old are on finance. This percentage reduces on older cars, but even then very few people actually own their cars outright. Cars are a high value item and car finance is a huge business, to the extent that many of the car "supermarkets" are actually backed by finance companies. Those places make more profit on the finance than they make on the car. PCPs are a decent idea and suit many people, however they work best if you simply hand the car back and start again with another new one ( this is what they were actually designed for, to secure the dealers repeat business ). They have always tended to be higher interest rates than conventional HP or a Bank Loan but they suit people who can't afford the repayments on the whole amount. That's an amazing stat Financing a car makes not much sense to me anyway as it's a rapidly depreciating asset. So basically you're paying only for the enjoyment factor and/or the kudos of ownership I'm only amazed that that stat is not higher. Even a Golf costs £20k or so nowadays. How many people who drive Golfs have £20k lying around to buy a car outright? Not many.

Your averaging 5.09 posts per day, when your at 15+ come back to us Could you cope with the competition?! I've seen off all the previous contenders

I've been known to throw out a few shapes

I know

Bump

Your averaging 5.09 posts per day, when your at 15+ come back to us

:lol:

Just nicked this vid from your site: http://video.google.co.uk/videoplay?doc ... &plindex=2

Just bought a table

The nissan sat nav is ancient now anyway, you can't search by post code and doesn't even have the M6 toll road on it

Your insurance have nothing to worry about, Wales is too much of an adventure for you, the 'Ring is safe

Genghis, are you the dog in Eastenders?

Whats with the avatar?

They don't. They work here, rinse us of our cash then go home and buy Skylines

Oh go on then: