I'm just curious, as I could (now just renewed my policy) - I'm 23, 6 years no claims, Admiral, mods inc, break down cover - £650 for the year, fully comp.
However I pay monthly, which is £90 a month, which comes close to around £1k this year.
So I'm interested to see all these people saying they got cheap insurance, have you really though? Or are you paying monthly.