Hey, welcome. The facelift model with 300bhp LED's etc was 2006, the HR engine with buldge was 2007.
TBH you will be lucky to pick up a low milage 2005 for that price, maybe a higher milage 2004 or older model.
There is plenty other info on here, including a buyers guide.
as for insurance I use Bell, no frills but low(ish) premiums.
R