Geordielad87 Posted April 10, 2012 Share Posted April 10, 2012 Sorry if this has already been covered I don't have time to search as im on phone to insurance company now. I've been driving 6 year, got 2 years no claims and I'm 25. My insurance at moment for civic Is through adrian flux but I'm on phone to them now and best they can do for a 350z is £3000!!! That's not for life either just a year lol So who is everyone with who's around my age etc? Thanks a lot Mick Quote Link to comment Share on other sites More sharing options...
sasha@lazytrips Posted April 10, 2012 Share Posted April 10, 2012 Realistically, you have a choice of two companies at your age: Sky Insurance (trader on here) or the Admiral Group (Bell, Admiral, Elephant, Diamond, yada yada). Quote Link to comment Share on other sites More sharing options...
SteveRS Posted April 10, 2012 Share Posted April 10, 2012 I'm 26 and with Sky insurance. Give them a call or drop them a PM. Quote Link to comment Share on other sites More sharing options...
Geordielad87 Posted April 10, 2012 Author Share Posted April 10, 2012 Thanks for fast response. I've had 3 Celica GT4's in the past which I was paying £900 for through Adrian flux because they beat sky's price but I'll try them cheers. Best I've got online was £1100 through admiral but thought I'd try the company im with 1st I was very surprised at that stupid quote they're meant to be a specialist car insurance company lol Quote Link to comment Share on other sites More sharing options...
TomS Posted April 10, 2012 Share Posted April 10, 2012 I'm 26 and currently with Admiral Multi Car, I think on it's own it was something daft like £2200. Multi-car dropped a good wedge off that which was nice. I can't go for any specialists or Sky as I've got a Manchester post code Quote Link to comment Share on other sites More sharing options...
sasha@lazytrips Posted April 10, 2012 Share Posted April 10, 2012 Play around with quotes online and note this awesome fact: Sometimes buying a multicar policy can be cheaper than buying a single one and is fully legal. Find some old micra or some equally rubbish car, be clear that you are not the owner or the registered keeper or the main driver and see if you can beat your single car quote Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted April 10, 2012 Share Posted April 10, 2012 Play around with quotes online and note this awesome fact: Sometimes buying a multicar policy can be cheaper than buying a single one and is fully legal. Find some old micra or some equally rubbish car, be clear that you are not the owner or the registered keeper or the main driver and see if you can beat your single car quote And when said Micra has an accident? Quote Link to comment Share on other sites More sharing options...
sasha@lazytrips Posted April 10, 2012 Share Posted April 10, 2012 Play around with quotes online and note this awesome fact: Sometimes buying a multicar policy can be cheaper than buying a single one and is fully legal. Find some old micra or some equally rubbish car, be clear that you are not the owner or the registered keeper or the main driver and see if you can beat your single car quote And when said Micra has an accident? Accidents are recorded against people rather than vehicles in this rather weird country. As you won't ever drive it, you are highly unlikely to crash it. Quote Link to comment Share on other sites More sharing options...
spursmaddave Posted April 10, 2012 Share Posted April 10, 2012 Play around with quotes online and note this awesome fact: Sometimes buying a multicar policy can be cheaper than buying a single one and is fully legal. Find some old micra or some equally rubbish car, be clear that you are not the owner or the registered keeper or the main driver and see if you can beat your single car quote And when said Micra has an accident? Accidents are recorded against people rather than vehicles in this rather weird country. As you won't ever drive it, you are highly unlikely to crash it. Fair enough just wondered, also as it is already insured how does that work? There has to be a 'but' somewhere there always is even with the most cunning of plans.... Say the other person decides to run the car uninsured and you have it insured and they crash it? Quote Link to comment Share on other sites More sharing options...
sasha@lazytrips Posted April 10, 2012 Share Posted April 10, 2012 Play around with quotes online and note this awesome fact: Sometimes buying a multicar policy can be cheaper than buying a single one and is fully legal. Find some old micra or some equally rubbish car, be clear that you are not the owner or the registered keeper or the main driver and see if you can beat your single car quote And when said Micra has an accident? Accidents are recorded against people rather than vehicles in this rather weird country. As you won't ever drive it, you are highly unlikely to crash it. Fair enough just wondered, also as it is already insured how does that work? There has to be a 'but' somewhere there always is even with the most cunning of plans.... Say the other person decides to run the car uninsured and you have it insured and they crash it? When you buy a car off someone, you go and get yourself an insurance policy and that car on the day you pick it up has two completely separate insurance policies on it at the same time for different people. Completely legal and clean as long as you do not lie about ownership status if you do not actually purchase the vehicle. There is nothing stopping you buying your own insurance on a friend's/relative's/any car you wish on the premise that you think there might be a time when you would have to drive it. There's nothing stopping you going and buying yourself insurance on a Ferrari you saw on TV as long as you have over the money. I've seen it done before (although it will not work in most cases price-wise) where buying two policies can be cheaper than one on its own Quote Link to comment Share on other sites More sharing options...
narcotix Posted April 10, 2012 Share Posted April 10, 2012 I'm currently with Admiral ... Quote Link to comment Share on other sites More sharing options...
rtbiscuit Posted April 10, 2012 Share Posted April 10, 2012 admiral for me and have been for about 4 years now, always come back to them with a better offer and they've met it or beat it. Quote Link to comment Share on other sites More sharing options...
Geordielad87 Posted April 10, 2012 Author Share Posted April 10, 2012 Very interesting Sasha I'll give that a go Looks like admiral is the 1 to beat. Not going to get myself giddy yet I still need to sell my car and find a 350 haha Was just checking to make sure it wasn't going to be too high but it's only £3 a month more than what I'm paying for civic Quote Link to comment Share on other sites More sharing options...
JetSet Posted April 10, 2012 Share Posted April 10, 2012 I'm also with Admiral. Pete Quote Link to comment Share on other sites More sharing options...
Dave J Posted April 10, 2012 Share Posted April 10, 2012 With reference to insuring another car such as a Micra, with my trade policy i've always been advised to remove cars from the insurance database as if the car wasn't removed i could be held responsible if that car was involved in an accident as it could be traced back to me I'm not an insurance expert however so i could well be wrong but it could be something to be aware of? Dave. Quote Link to comment Share on other sites More sharing options...
m-zed89 Posted April 12, 2012 Share Posted April 12, 2012 Im 22 and with admiral. paying just under £1100 but have yet to inform about current and upcoming mods Quote Link to comment Share on other sites More sharing options...
Dblock Posted April 12, 2012 Share Posted April 12, 2012 Im 22 and with admiral. paying just under £1100 but have yet to inform about current and upcoming mods Im 22 and pay £630 so your not really getting a great deal. With admiral too. Quote Link to comment Share on other sites More sharing options...
m-zed89 Posted April 12, 2012 Share Posted April 12, 2012 Im 22 and with admiral. paying just under £1100 but have yet to inform about current and upcoming mods Im 22 and pay £630 so your not really getting a great deal. With admiral too. Wow!!!! On go compare I was given quotes around £6-8000!!!!!!!!! I went from a 1.2, to a 1.8tdi to a 3.5 v6 lol. Maybe it's because the area I live in Quote Link to comment Share on other sites More sharing options...
p40ulw Posted April 12, 2012 Share Posted April 12, 2012 im with axa first time with them, im 27 and pay 450 fully comp, no excess. 6 years no claims Quote Link to comment Share on other sites More sharing options...
Dblock Posted April 12, 2012 Share Posted April 12, 2012 Im 22 and with admiral. paying just under £1100 but have yet to inform about current and upcoming mods Im 22 and pay £630 so your not really getting a great deal. With admiral too. Wow!!!! On go compare I was given quotes around £6-8000!!!!!!!!! I went from a 1.2, to a 1.8tdi to a 3.5 v6 lol. Maybe it's because the area I live in Possibly. I also have 5 year no claims so that really helps. Quote Link to comment Share on other sites More sharing options...
techinstaller Posted April 12, 2012 Share Posted April 12, 2012 + 1 on that with the motor trade policy if you put it on MID against your policy it can very well end up coming back to you if you havent removed it ,when sold and involved in a RTC or worse hit and run or non reported accident Quote Link to comment Share on other sites More sharing options...
techinstaller Posted April 12, 2012 Share Posted April 12, 2012 Also believe you cant take out an insurance on a vehicle that you technically have no insurable interest in ,ie if you dont own it or are not the registered keeper of ,perhaps sky insurance would comment on the idea? Quote Link to comment Share on other sites More sharing options...
yankeesiter Posted April 12, 2012 Share Posted April 12, 2012 Fair enough just wondered, also as it is already insured how does that work? There has to be a 'but' somewhere there always is even with the most cunning of plans.... Say the other person decides to run the car uninsured and you have it insured and they crash it? When you buy a car off someone, you go and get yourself an insurance policy and that car on the day you pick it up has two completely separate insurance policies on it at the same time for different people. Completely legal and clean as long as you do not lie about ownership status if you do not actually purchase the vehicle. There is nothing stopping you buying your own insurance on a friend's/relative's/any car you wish on the premise that you think there might be a time when you would have to drive it. There's nothing stopping you going and buying yourself insurance on a Ferrari you saw on TV as long as you have over the money. I've seen it done before (although it will not work in most cases price-wise) where buying two policies can be cheaper than one on its own Two companies I spoke to said you could NOT comprehensively insure a car belonging to someone else to test drive it in anticipation of a purchase. What you have to do is get the owner to put you on as a named driver for the minimum period. Quote Link to comment Share on other sites More sharing options...
rich-350 Posted April 12, 2012 Share Posted April 12, 2012 i found this company excellent. they were £200 cheaper than admiral http://www.noeldazely.co.uk/ Quote Link to comment Share on other sites More sharing options...
boybiffa Posted April 19, 2012 Share Posted April 19, 2012 Just done mine with Chris Knott after reading it on here. Had my 350 just three weeks. Total charge £635. I am 34 with 8 years NCD. Rang Sky again on here they were £742. Quite happy with £635 guy on the phone ws veryy helpful Quote Link to comment Share on other sites More sharing options...
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