Sarnie

Nice Needs: Tyre dressing Stubby lowering spacers

Lucky you! Wish I had an M3 , exhaust tips I used autosol and some FINE wirewool like you get at plumbers merchants or B+Q. Cheers will give it a go but can't help thinking that the wirewool is just going to make a mess of it............

Top Job My M3 looks exactly the same as that one (before the paint correction ), how did you clean the exhaust tips? I've had Autosol on mine but the tips seem to be a matt kind of finish but the ones in the pics looks like a chrome finish like the zeds......................

I'm MD of a Mortgage Brokerage and an Internet Business Entrepreneur Yes I have two jobs

I have one and really want another but I have this stigma in my head that two tattoo's is a bit chav.......

Don't let Sarnie see this! If he actually watched TG lately he would know that E46 M3's are now cool and its RS4 drivers that are cocks

Zedrush is your man

Phew

That rear wheel arch must be massive!

Thats a joke right?

You could get 30k out of a set if you drove everywhere in cruise control, or 5k if you leather it everywhere!

The main issue here is that the OP can't decide what he want from the car. Untill he does most positive and negative things about all cars are null and void. If he wants blistering pace then its elise/vx etc. If he wants creature comforts (which is to the detriment of blistering pace) and a GT criser then it swings the zeds way....

Try dealing in credit during a 'Credit crunch'!?!?!?!!?

Hehe, I was searching for a chilli..... but the Kuro won me over. See I need to make a decision on the wheels. 18" GT4 ......or 19" LMGT-4 wheels?!?! You will get about £1k for the GT4's depending on condition and tyres etc

I actually didn't know you could board/ski in Scotland

not sure if i can if i just say i didnt want to go through with it. Of course you can. Whats he going to do, force you to buy a car you don't want?????

Get you deposit back.

Yep, you can buy a blue tooth adapter for about £90

yep.

RAYS were not standard on GT models either......

Leather seats are GT only. Brembo's are standard on all UK cars

Instead of just slandering someones good name publicly, why didn't the OP just concentrate on getting their OWN error rectified with their OWN bank. This issue is nothing to do with anyone on here until the OP's bank confirm that the money is in Alex's account, which the OP said was very easy to do. Instead he got a bee in his bonnet because Alex got bored of replying to numerous PM's.

I think those days and those products will all be back available towards the end of this year, however I think the lenders will have learnt from this and will become much more frugal in who (and the associated risk attached to them) they actually give their money out to. I have done dozens of mortgages and you look at the income figures, their credit score and what they want to borrow and you know full well they can't afford it. But if the bank says it fits and the client says they want it, its not my place to tell them otherwise. All i can do is document to my compliance team that I have done my job perfectly.

Incorrect. Rates can come down too. Agreed, but while In the bank yesterday I asked about current mortgage rates which are at about 4%. Which is pretty low. At so E point they are going to go up. And if your caught out either at renewal time or on a variable Mortgage you could come unstuck. Still not neccessarily true. The base rate at the moment is 1%, decent rates are at about 4%, thats a 3% difference. A few years ago I did a lot of deals sub 4% even though the base rate was nearly 5% at the time. The difference now is that a few years ago lenders were prepared to make next to nothing on your mortgage for the first few years and then make the money when your rate went up. The total lack of confidence in the market has led to a complete reversal of this trend but it could come back in the next 12-18 months, so theoretically the base rate could go back up to 4% or 5% but if the economy has recovered there could be products sub 4%. Just because the base rate goes up doesn't mean rates will.