Counts as an accident and stays on your record for 3-5 years. Adds and Extra £300 a year on my policy. So ****ing stupid. Wish I never told them.
Im 2 years into the 3 where insurers put up my premium for an accident that I had no control over.
Its a pain in the ass because even if you aren't in your car and someone hits it, it still counds as a claim and they can say you are more likely to have an accident and your premium goes up for 3 years even if your no claims is protected.