The thing I think most of you have missed is my Disability, so as was mentioned quiet early on I think it was just the Mods that put up the price, this is the first year fitted and declared, my surprise was how much and the fact that several reputable ( is there such a thing ) Insurers refused to even quote with Mods Declared.
Thanks for all the feedback guys, Adrian Flux have been vey helpful so went with them ( first time ) of course come renewal I will do it all again as I never accept a renewal price.