LordSQra

Done my best

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I'm all for exact wording when it comes to insurance, but realistically you have just added a bodykit. Tell them it's a bodykit, send them pics to prove it, if they don't agree then you're stuffed. I'm betting they'd be fine with that, it's just that you've confused them now and they're thinking it's some huge OTT thing. If they're still not happy, well, that's just one of those things. Lesson learnt, don't use them again. And yes, I mean remove everything. If you do that, then there's no reason for them to cancel the policy. Unless you're desperate for that extra year of NCB (how many are we talking here?), then at that point I'd be cancelling the policy myself and moving to a better insurer. This folks, is why it's so important to speak to your insurers before doing anything to your car. Quick update. I phoned them day before yesterday and tried to explain again what was added to the car but it was already too late and couldn't stop it from being cancelled. I asked them about cancelletion of the policy and if I need to inform my future insurer about it being cancelled, I was told that I isn't necessary as the reason was them not being able to provide me with the insurance, not that it was cancelled due to me being dishonest etc. Overpaid money (I paid in full upfront) will be refunded plus there is no cancellation fee charge. I am happy with it even though I lost a year of NCB which didn't really change my premium a lot (I have 6 years of NCB). Anyway as you said I have learnt my lesson and will know better how to deal with it.. My new insurance is with Prestige (Tim - thank you for your recommendation and competetive quotation). Thanks to all of you for help and prompt replays.

Basically what I was told that they cannot offer to insure me any longer as they can't quote me on the insurance with all the modifications as it would exceed the value of the car. I don't know if it will be considered as the policy being canceled by them or me. Shall I give them a call back and say that I will take all the mods off and carry on with that policy. I am not sure if I can still do that as cover stops at noon tomorrow. Regarding description shall I just say as you suggested bodykit and you reckon if I get in to an accident it will not make my insurance invalid and I won't be told that it is because I wasn't clear with its description. Curb rash was already there when I bought the car and I am just trying to cover it up.

Hi I have recently upgraded few things in my car. Basically I added a stubby, front lip splitter, rear diffuser, side skirts, an exhaust but just a rear box and an alloy gators, so cosmetic jobs only, nothing major I would say. I phoned my insurer today ( Esure ) to declare them and in their policy say that I should immediately inform them if I make any mods or changes to the car which improve its value, performance or attractiveness to thieves. This includes but is not restricted to changes to the engine, engine management or exhaust system, changes to the wheels or suspension system, changes to the bodywork, such as spoilers or body kits etc. The guy who I was speaking to didn't have a clue what I am talking about when I mentioned a front lip splitter, he even didn't understand when I explained to him what that is lol. He transferred me to a broker and after speaking to him I was told that they going to cancel my policy as they don't accept these modifications. They can't find them in their listing and they claim it would increase the value of the car too much. What I did understand was that if I buy a whole bumper or a turbo and they would have it in their listing I would get that insured but there is too many of small changes and they can't accept it. I am really **** off as I had 3 months left to the end of the policy and now I am going to lose a year of no claim as it's being cancelled. I phoned Adrian flux today, the guy over the phone knew what I was talking about when I mentioned parts but the policy price I was quoted was 980 quid which is double what I paid until now. I also requested call backs from other insurers and did a plenty of online quotes but their prices are still double I do pay now. I knew that adding some mods will increase the insurance but wasn't expecting it to be that much. I was planning to keep modding up the car but I am not sure if I will keep doing it if I will be charged every time I call to update insurance. I was so happy that I pay 500 pounds for the insurance on such a big engine ( where I was quoted more for cars with smaller engines and don't really know how this system works !!! ) and along with the road tax it added up to a grand a year which I think was a fair price. Some people say that their insurance increased by 10 pounds a year for having a spoilers, spacers etc installed and can't understand how insurers work those prices out. My policy runs out tomorrow at noon and I would like to ask you for help with giving me some names of insurance companies that I may contact/get quotes from as I am running out of options and getting policy from Adrian Flux is quite pricey. If you have many modifications and do not pay a lot for them on top of your OEM insurance then please let me know who you are insured with. Many thanks

just got myself a new desktop wallpaper I know its photoshopped but B) B) love it !!

I don't think there is one like that as facelift model has got cup holders in the centre console and also in the doors

side steps, rear diffuser and eyelids were installed today

haha yeah ( who told you ) plus eyelids .I've just unpacked all , don't take as much room now as before lol . Side steps should not be a problem to put on but rear diffuser. Need to find a good DIY and pray that nothing gets broken knowing my skills . Is this tape will do the job with eyelids guys http://www.ebay.co.u...=item4acfb891d2 ? or it needs to be a thinner one ? Cheers and sorry for off topic Just a good guess That tape should do the job nicely The thinner the better really, I have a roll of thin clear 3M VHB tape you can use some of if you're close to Woking in Surrey at all? ...Thank you for you offer I'm in Hoddsedon not that far but I think I will be good with that 3M 6MM which I have just ordered and it should be with me tomorrow.

haha yeah ( who told you ) plus eyelids .I've just unpacked all , don't take as much room now as before lol . Side steps should not be a problem to put on but rear diffuser. Need to find a good DIY and pray that nothing gets broken knowing my skills . Is this tape will do the job with eyelids guys http://www.ebay.co.uk/itm/3M-x-6MM-AUTO-ACRYLIC-FOAM-DOUBLE-SIDED-ATTACHMENT-ADHESIVE-TAPE-UK-/321312559570?pt=UK_Crafts_Cardmaking_Scrapbooking_Glue_Tape_EH&hash=item4acfb891d2 ? or it needs to be a thinner one ? Cheers and sorry for off topic

what a nice surprise after coming home from work thanks Chris ! Can anyone guess what is in the boxes ? Hope that all will be fitted on Thursday as I am off work for 5 days

£50 posted, anyone ?

There were another 3 or 4 parked behind the fence. Which one is yours ?

card could be expired...

Test & Tune at North Weald Airport

mines front lip installed now can't wait for other parts to be delivered before lip was fitted it needed approval lol and then it could be mounted

1:30pm today in Waltham Cross near KFC black 350z 04 plate

They look awesome man !