Flex

We've got RSPB badges for everyone. Mines a great t1t.

I honestly dont know dude, PP would be far simpler, I might suggest it. Thanks fella, hope the beamer is still keeping you happy!

It's someone sending me money to pay off their UK credit card. yeah, that shouldn't be a problem mate it is a legit company as I said, just some scum bags use it for easy scamming Cheers btw, your surname isnt Diggler is it?

Well I know jack about cars

It's someone sending me money to pay off their UK credit card.

Great advice but we're balls deep now and all those mistakes have been made.

A friend who's moved out of the country wants to do a money transfer via the above as she cant do banking transfers were she is (for reasons unkown to me). she needs my address to do this and then I have to go into the above and provide ID etc. Never done this before, is it safe and secure or will someone in Nigeria end up with my bank details?

Or give me the details

1. I do love her. 2. Make sure she gets half of what I own if I pop my clogs. 3. I need a legitimate reason to wear a bow tie

They're all spoken for dude, you could be my fluffer?

Sometimes having too much credit might affect any future credit applications you may make as they see it as having too much potential to borrow and therefore overstretch yourself. If you do keep some perhaps consider asking them to reduce the credit limit.

What a nightmare, relatives taken into care, friends cancelling, friends falling out with me. Seriously why do weddings bring out the worst in people? All I want is a fun, happy day and there's just a shitty arse storm brewing up.

did someone mention flashers? Boom!

I might struggle with the latter Just kidding obviously, Graham.

There is a limit as to how much any legit accountant can save you and most accountants will be fairly consistent so to be frank it normally comes down to price and relationship. Trust me, that's the way it is.

yeah but not that hard if they do need sectioning, doctor will do it.

And I only respond given years of working in industry, helping companies improve profits and as an independent accountant for the last 9 years.

Er, they can talk and if they ask me there will be a valid reason for the difference in charges i.e. more work done etc. At the end of the day a business is supposed to make a profit to support it's staff and director's. Why would someone in business not aim to make a healthy profit? Sometimes I cant charge the same rate, due to client pressure, client income level etc. And sometimes I work for free if they're old and need a favour. I think your comment is fairly niave if you're in business too??

More than one scary face required for her

That's what I'm thinking.

Some people are born evil, I had an ex that was born evil

So I went to see a potential new client today, they're paying a lot in accounting fees, I can pretty much blow their current accountant out of the water. Question is obviously I want to be competitive but at the same time I want to still portray a level of professionalism and if I go too low then they might doubt by level of competence. I could go in at just under half of what they are paying but should I go higher, to portray a more professional service? Strange position to be in.

Took them to a new client meet today, hopefully they were lucky!

HB, how old are you?

I wear mine every time I get chance, hoping to wear them at my wedding too!