As Chris 'I said its a catch 22 situation, screwed if you do, screwed if you don't. Insurers are the devil. Best bet would be too phone up anonymously and find out.
I personally took the points, as i worked out with paying the the extra for the course and missing out on a days pay the difference with the increase in premium was not a lot. Not enough too want to sit in a room like a naughty child for a day!!!