And when said Micra has an accident?
Accidents are recorded against people rather than vehicles in this rather weird country. As you won't ever drive it, you are highly unlikely to crash it.
Fair enough just wondered, also as it is already insured how does that work? There has to be a 'but' somewhere there always is even with the most cunning of plans....
Say the other person decides to run the car uninsured and you have it insured and they crash it?